Laura Jewett

Laura Jewett

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$784,900

($275,630 down)
VA

30961 Red Spruce Street, Murrieta, CA 92563

6
5
3,411 sqft
PITI Monthly
$3,348.85 /mo

Listing courtesy of: Shannon Chudzicki, Shannon Chudzicki, Broker

Assumed Rate

2.98%
7.15%

Principal & Interest

$2,299 /mo
$3,693 /mo

What's Special

DINING
SPACIOUS
LUXURY
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
SOAKING TUB
PATIO
CLUBHOUSE
WALKING TRAILS

NEW PRICE***Don't let the Interest Rates get you down! The Seller says LET'S MAKE A DEAL!!! The Seller understands the market conditions and may be open to buying down your rate or paying closing costs with a competitive offer! Discover the next level of living in this Extended Family design built by Richmond American Homes, crafted to accommodate multiple families under one roof while ensuring privacy and independence. Located in the sought-after Spencer's Crossing Community in Murrieta, this home welcomes you with an expansive open-concept floor plan that seamlessly connects the family room, dining, and kitchen areas, highlighted by luxury vinyl plank flooring and white shutters. The gourmet kitchen is the heart of the home, designed for the chef’s delight with a large island featuring a farmhouse sink, rustic pendant lighting, stainless steel appliances, a full wall of upper and lower cabinets, built-in trash, quartz countertops, and a walk-in pantry for ample storage. The first level is tailored for extended living, featuring a Junior ADU that has a comfortable living area, a kitchenette, one bedroom, and a full bathroom. Additionally, there is an en-suite bedroom with its own bathroom conveniently located downstairs, offering a private accommodation option. The second level boasts a spacious loft, a large primary bedroom with ample space, and a primary bathroom that features a tile walk-in shower and a half-tiled soaking tub surround, dual vanities with sinks, and a huge walk-in closet with dual access. This level also includes three generously sized bedrooms and a laundry room. Downstairs, center-meet sliding glass doors open to a backyard that includes a covered patio, a fire-pit area (not operable), landscaping curbing, and stamped concrete,The seller paid a premium for this lot, as it boasts no rear neighbors, ensuring a private outdoor space. The Spencer's Crossing community offers exceptional amenities, including a soccer field, basketball court, baseball field, multiple pools/spas, clubhouse, parks, barbecue area, and miles of walking trails. This community provides everything at your fingertips—don’t miss out on the chance to enjoy a lifestyle of convenience and comfort.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.98
Remaining Loan Term
26 years, 4 months
Monthly PITI
$3,348.85/mo
Estimated Loan Balance
$525,477
Cash to close
$275,630
Interest Paid
$57,450

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 6
  • Bathrooms: 5
Cooling & Heating
  • Cooling: CentralAir, EnergyStarQualifiedEquipment, WholeHouseFan
  • Heating: Central, EnergyStarQualifiedEquipment, ForcedAir
Features
  • Materials: Drywall, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Block, ExcellentCondition, Vinyl
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, InGround, Lap, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Modern
Materials
  • Drywall, Stucco
  • Roof: Tile
Condition
  • Year Built: 2018
Details
  • Builder: Richmond America Homes

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, DogPark, Gutters, Park, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Spencer's Crossing Master Association
  • HOA Amenities: Unknown
  • HOA Fee: $129
  • HOA Frequency: $Monthly
Location
  • Region: Murrieta

Financial Details

  • Price per Sqft: $230.11
  • Tax Annual Amount: $9811.25
  • On Market Date: 2024-09-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $275,630 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $275,630!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$509,270
Your Cash$275,630
Total Purchase Price:$784,900

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$2,299/mo
Traditional @ 7.5%
$3,830/mo
You save $1,531/month ($18,374/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG24188999

Listing From:

Last updated: 2025-03-19T00:52:13.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$2,299 /mo
$3,693 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $275,630 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $275,630!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$509,270
Your Cash$275,630
Total Purchase Price:$784,900

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$2,299/mo
Traditional @ 7.5%
$3,830/mo
You save $1,531/month ($18,374/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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