Laura Jewett

Laura Jewett

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$575,000

($249,130 down)
VA

3094 12th Avenue N, Sartell, MN 56377

5
3
3,198 sqft
PITI Monthly
$2,144.15 /mo

Listing courtesy of: , Keller Williams Integrity NW

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,453 /mo
$2,377 /mo

What's Special

LOCATION
OPEN CONCEPT
DINING
SPACIOUS
DOUBLE VANITY
DECK

Location, style and function...This 5 bed, 3 bath home, with an open floor plan and great amenities is smartly outfitted with great taste in finishes and is ideally located near public schools and nestled between Blackberry Golf Course and the high school grounds, for ultimate convenience. All of the rooms are spacious and come equipped with large closets as well as extra storage closets throughout. The Primary suite is host to a large walk in closet and double vanity with extra cabinetry. The bright and cheery kitchen, dining and living room open concept is the heart of the home, but the very spacious family room and LL bedrooms and laundry room creates a family functional setting. The oversized 3-stallgarage boasts of a single 10' wide door for ease of truck parking, an electric charging station, insulated and finished walls, epoxy floor with drain, plenty of storage and a basement entrance for added convenience. The almost 1/2 acre lot provides fruit trees, raised bed garden and all kinds of room to play as well as an in-ground sprinkling system. Watch it all from the backyard deck. Take advantage of Sartell living at it's finest!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.84
Remaining Loan Term
26 years, 7 months
Monthly PITI
$2,144.15/mo
Estimated Loan Balance
$326,551
Cash to close
$249,130
Interest Paid
$32,901

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 2019
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Sartell

Financial Details

  • Price per Sqft: $179.8
  • Tax Annual Amount: $6290
  • On Market Date: 2025-02-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $249,130 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $249,130!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$325,870
Your Cash$249,130
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,453/mo
Traditional @ 7.5%
$2,465/mo
You save $1,012/month ($12,142/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6674332

Listing From: northstar

Last updated: 2025-02-22T11:04:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,453 /mo
$2,377 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $249,130 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $249,130!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$325,870
Your Cash$249,130
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,453/mo
Traditional @ 7.5%
$2,465/mo
You save $1,012/month ($12,142/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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