Laura Jewett

Laura Jewett

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$545,000

($111,297 down)
FHA

3087 Thyme Place, Chico, CA 95928

4
3
1,811 sqft
PITI Monthly
$3,684.58 /mo

Listing courtesy of: Jacob Darr, NextHome North Valley Realty

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,736 /mo
$2,998 /mo

What's Special

DINING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
MASTER SUITE
HOME OFFICE

Welcome to Sparrow Community, where contemporary style meets effortless living! This stunning two-story residence boasts an inviting open floor plan, and owned solar. The heart of the home is the kitchen, featuring sleek gray cabinets, stainless steel appliances, and a convenient center island, ideal for meal prep and casual dining. Durable and stylish laminate flooring flows seamlessly throughout the main living areas and in the spacious family room. The master suite offers a nice retreat, complete with dual sinks, a refreshing shower, and a generous walk-in closet. Convenience is key with indoor laundry facilities. The guest bathroom, featuring dual sinks, a relaxing bathtub/shower combo, elegant granite countertops, and matching gray cabinets. Looking for extra space? The storage shed in the backyard has been converted into a versatile living space, perfect for a home office, guest room, or hobby area. Enjoy the ease of zero-maintenance landscaping, allowing you to spend more time doing what you love. Added Bonus: This home has an assumable loan at an interest rate of 5.625%! Save money with lower monthly payments!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.26
Remaining Loan Term
28 years, 0 months
Monthly PITI
$3,684.58/mo
Estimated Loan Balance
$434,643
Cash to close
$111,297
Interest Paid
$54,953

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: AverageCondition
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StormDrains, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Chico

Financial Details

  • Price per Sqft: $300.94
  • Tax Annual Amount: $6812.5
  • On Market Date: 2025-03-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $111,297 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $111,297!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$433,703
Your Cash$111,297
Total Purchase Price:$545,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,736/mo
Traditional @ 7.5%
$3,110/mo
You save $374/month ($4,487/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN25046250

Listing From:

Last updated: 2025-04-04T14:27:24.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,736 /mo
$2,998 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $111,297 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $111,297!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$433,703
Your Cash$111,297
Total Purchase Price:$545,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,736/mo
Traditional @ 7.5%
$3,110/mo
You save $374/month ($4,487/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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