Laura Jewett

Laura Jewett

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$885,000

($523,219 down)
VA

305 LA JOLLA Circle, Salinas, CA 93901

3
3
2,097 sqft
PITI Monthly
$1,942.59 /mo

Listing courtesy of: Nicole Rodriguez, eXp Realty of Northern California, Inc.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,726 /mo
$2,685 /mo

What's Special

SPACIOUS
MOVE-IN READY
HOME OFFICE
EFFICIENT
SOLAR PANELS

Back on the market in one of South Salinas most desirable neighborhoods! This well-maintained and thoughtfully updated 3-bedroom, 2.5-bathroom home offers the perfect blend of comfort, style, and savings. Step inside to a bright and spacious living area, ideal for both relaxation and entertaining. If one living space isn't enough, there's a second family room, perfect for movie nights, game days, or simply unwinding. The updated kitchen is ready for anything from quick weekday dinners to weekend gatherings. The primary bedroom is a peaceful retreat with its own ensuite bath, while the two additional bedrooms offer plenty of space for family, guests, or a home office. In the second bathroom, you'll find a luxurious bonus, a sauna! Unwind and recharge without ever leaving the house. Outside, the meticulously kept yard is the perfect place to relax, garden, or host outdoor gatherings. Plus, the home is equipped with solar panels, making it both energy-efficient and eco-friendly. With a half bath for added convenience, a second family room for extra living space, and updates throughout, this home is move-in ready and waiting for you!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.23
Remaining Loan Term
25 years, 4 months
Monthly PITI
$1,942.59/mo
Estimated Loan Balance
$364,025
Cash to close
$523,219
Interest Paid
$57,073

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Central, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1972
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Salinas

Financial Details

  • Price per Sqft: $422.03
  • Tax Annual Amount: $11062.5
  • On Market Date: 2024-10-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $523,219 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $523,219!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$361,781
Your Cash:$523,219
Total Purchase Price:$885,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,726/mo
Traditional @ 7.5%
$2,785/mo
You save $1,059/month ($12,713/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81983995

Listing From:

Last updated: 2025-02-28T23:01:29.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,726 /mo
$2,685 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $523,219 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $523,219!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$361,781
Your Cash:$523,219
Total Purchase Price:$885,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,726/mo
Traditional @ 7.5%
$2,785/mo
You save $1,059/month ($12,713/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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