Laura Jewett

Laura Jewett

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$349,900

($59,343 down)
FHA

304 E PINNACLE Circle, Payson, AZ 85541

2
2
1,661 sqft
PITI Monthly
$1,825.57 /mo

Listing courtesy of: Kay Adams, Desert 2 Mountain Realty

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,328 /mo
$2,109 /mo

What's Special

SPACIOUS
DECK
CHARMING

This attractive chalet is ready for you. There are 2 spacious driveways with a carport on the north and south sides. One carport is tall enough to park an RV and has RV hookups. Expansive front deck and wrap deck on the North and West sides in addition to an upper deck for those overnight stays with a loft for guests to stay comfortably. Tongue and groove knotty pine throughout this charming home with lots of character.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$1,825.57/mo
Estimated Loan Balance
$292,302
Cash to close
$59,343
Interest Paid
$30,118

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Propane
Features
  • Materials: Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Other, None
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Chain Link, Partial
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Wood Frame, Painted
  • Roof: Composition
Condition
  • Year Built: 1979
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: PAYSON NORTH 4
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Payson

Financial Details

  • Price per Sqft: $210.66
  • Tax Annual Amount: $1514
  • On Market Date: 2025-03-17T19:40:06.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $59,343 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $59,343!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$290,557
Your Cash$59,343
Total Purchase Price:$349,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,328/mo
Traditional @ 7.5%
$2,188/mo
You save $859/month ($10,311/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6836655

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-17T21:40:35.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,328 /mo
$2,109 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $59,343 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $59,343!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$290,557
Your Cash$59,343
Total Purchase Price:$349,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,328/mo
Traditional @ 7.5%
$2,188/mo
You save $859/month ($10,311/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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