Laura Jewett

Laura Jewett

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$580,000

($451,959 down)
FHA

3042 San Luis Drive, Lancaster, CA 93535

4
3
2,441 sqft
PITI Monthly
$1,646.39 /mo

Listing courtesy of: B ROSANITA JETER, RENAISSANCE REALTY

Assumed Rate

3.98%
7.15%

Principal & Interest

$762 /mo
$1,081 /mo

What's Special

SERENE
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
SEPARATE SHOWER
COZY

Located in a peaceful neighborhood, this stunning 4-bedroom, 3-bathroom home offers 2,441 square feet of elegant living space, seamlessly blending modern convenience with timeless charm. The main floor welcomes you wit a spacious dining area, a cozy family room featuring a fireplace and contemporary kitchen equipped with stainless steel appliances. A convenient downstairs laundry room, complete with washer and dryer hookups, add to the homes functionality. The first floor also includes direct access to a two-car garage. Upstairs, you'll find a luxurious primary suite with a generous walk-in closet, a separate shower and tub, and a dual vanity. This level also offers a versatile office space for remote work or study. The other 3 bedrooms share a bathroom with separate shower, a bathtub and double sink. Beyond the main garage, the property features an additional space for RV parking. This exceptional home combines comfort, style, and practicality, making it a perfect retreat in a serene neighborhood.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.98
Remaining Loan Term
20 years, 5 months
Monthly PITI
$1,646.39/mo
Estimated Loan Balance
$128,713
Cash to close
$451,959
Interest Paid
$55,319

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, StormDrains, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $237.61
  • Tax Annual Amount: $7250
  • On Market Date: 2025-02-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $451,959 (78%)
You can enter any amount below - secondary financing will cover the difference if needed.
78%
$

You cover the entire equity of $451,959!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.98% Sellers Rate
$128,041
Your Cash:$451,959
Total Purchase Price:$580,000

Assumed vs Traditional Mortgage

Assumed @ 3.98%
$762/mo
Traditional @ 7.5%
$1,121/mo
You save $359/month ($4,308/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV25025296

Listing From:

Last updated: 2025-04-03T12:55:26.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.98%
7.15%

Principal & Interest

$762 /mo
$1,081 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $451,959 (78%)
You can enter any amount below - secondary financing will cover the difference if needed.
78%
$

You cover the entire equity of $451,959!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.98% Sellers Rate
$128,041
Your Cash:$451,959
Total Purchase Price:$580,000

Assumed vs Traditional Mortgage

Assumed @ 3.98%
$762/mo
Traditional @ 7.5%
$1,121/mo
You save $359/month ($4,308/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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