Laura Jewett

Laura Jewett

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$423,000

($134,233 down)
FHA

3038 Water View Drive, Paso Robles, CA 93446

2
2
1,464 sqft
PITI Monthly
$2,114.2 /mo

Listing courtesy of: Ronda OBrien, Century 21 Masters

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,300 /mo
$2,134 /mo

What's Special

DINING
SPACIOUS
MASTER SUITE
SEPARATE SHOWER
DECK
PATIO
PLAYGROUND

Welcome to Heritage Ranch in beautiful Paso Robles, located at Lake Nacimiento. This bright and spacious two-bedroom, two-bathroom home offers the perfect blend of comfort and style. Featuring a large living room, separate dining area, additional family room with an office alcove. The master suite is spacious enough for your king size bed. The ensuite includes a jacuzzi tub plus a separate shower. Two large work sheds in addition to the garage provide maximum storage space for all your toys. Enjoy the screened in porch on summer evenings. Easy care landscaping with shaded front deck and rear patio are perfect for enjoying summer evenings. All this in a wonderful neighborhood with amenities including pools, playgrounds, tennis and basketball courts, equestrian center, golf range, and hiking trails.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 1 months
Monthly PITI
$2,114.2/mo
Estimated Loan Balance
$291,247
Cash to close
$134,233
Interest Paid
$33,302

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Propane
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: PelletStove
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: ExcellentCondition
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PrivateSewer
  • Water Source: Private
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 1
  • Home type: ManufacturedOnLand
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision: PR Lake Nacimiento(230)
  • Features: DogPark, Gutters, Hiking, HorseTrails, Lake, Park, Gated, Marina
HOA
  • Has HOA: Yes
  • HOA Name: Heritage Ranch Owners Association
  • HOA Amenities: Unknown
  • HOA Fee: $450
  • HOA Frequency: $Quarterly
Location
  • Region: Paso Robles

Financial Details

  • Price per Sqft: $288.93
  • Tax Annual Amount: $5287.5
  • On Market Date: 2025-03-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $134,233 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $134,233!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$288,767
Your Cash$134,233
Total Purchase Price:$423,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,300/mo
Traditional @ 7.5%
$2,213/mo
You save $914/month ($10,963/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NS25025414

Listing From:

Last updated: 2025-03-20T23:27:40.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,300 /mo
$2,134 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $134,233 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $134,233!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$288,767
Your Cash$134,233
Total Purchase Price:$423,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,300/mo
Traditional @ 7.5%
$2,213/mo
You save $914/month ($10,963/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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