Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$218,000

($114,336 down)
FHA

302 Maple Avenue S, Maple Lake, MN 55358

2
2
864 sqft
PITI Monthly
$1,066.94 /mo

Listing courtesy of: , Coldwell Banker Realty

Assumed Rate

3.44%
7.15%

Principal & Interest

$559 /mo
$847 /mo

What's Special

DINING
FINISHED BASEMENT
DECK
MATURE TREES
CHARMING

Welcome to this charming rambler on a corner lot with cherry and apple trees, raspberry, strawberry, rhubarb, a garden area, mature trees, and fully fenced backyard. The front porch welcomes you in to an inviting open-concept living, dining, and kitchen area. The main level also features a full bath and two bedrooms. The unfinished basement, equipped with a newly installed drain tile system and sump pump, is ready for your creative touch. It includes an egress window, half bath with shower, and a laundry room. Enjoy the outdoors tending to your garden, relaxing by the bonfire, or taking refuge from the bugs in the screened-in back deck. The insulated detached garage is equipped with heating and cooling. Recent upgrades include new windows on the main level (within 5 years), a new house roof (2 years), and the basement’s drain tile system with sump basket and pump (2023). A beautiful place to call home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.44
Remaining Loan Term
21 years, 6 months
Monthly PITI
$1,066.94/mo
Estimated Loan Balance
$107,251
Cash to close
$114,336
Interest Paid
$33,421

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Forced Air
Features
  • Materials: Steel Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Steel Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 1961
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Maplewood Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Maple Lake

Financial Details

  • Price per Sqft: $252.31
  • Tax Annual Amount: $3230
  • On Market Date: 2024-09-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $114,336 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $114,336!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.44% Sellers Rate
$103,664
Your Cash:$114,336
Total Purchase Price:$218,000

Assumed vs Traditional Mortgage

Assumed @ 3.44%
$559/mo
Traditional @ 7.5%
$879/mo
You save $320/month ($3,836/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6598826

Listing From: northstar

Last updated: 2024-10-31T21:06:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.44%
7.15%

Principal & Interest

$559 /mo
$847 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $114,336 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $114,336!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.44% Sellers Rate
$103,664
Your Cash:$114,336
Total Purchase Price:$218,000

Assumed vs Traditional Mortgage

Assumed @ 3.44%
$559/mo
Traditional @ 7.5%
$879/mo
You save $320/month ($3,836/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.