Laura Jewett

Laura Jewett

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Closed

$320,000

($203,043 down)
VA

302 Andrea Circle, Buffalo, MN 55313

3
2
1,658 sqft
PITI Monthly
$1,125.09 /mo

Listing courtesy of: , eXp Realty

Assumed Rate

3.91%
7.15%

Principal & Interest

$679 /mo
$972 /mo

What's Special

FRESH PAINT
SPACIOUS
MODERN
RENOVATED
GRANITE COUNTERTOPS
CUL-DE-SAC
CHARMING

Discover your dream home in this beautifully updated 3 bed, 2 bath gem, featuring an expansive new 2+ car garage designed to meet all your needs. 3 bedrooms on the upper level with office in the lower level is easily converted into a 4th BR with an egress window. Every inch of this residence has been meticulously refreshed, from the modern kitchen with new cabinets with under mount lighting, granite countertops and SS appliances to the stylishly renovated bathroom. Fresh paint and new flooring throughout. New siding on home, garage, and shed. The spacious garage, with its ample storage is insulated and heated with a 220 Amp outlet, offers unparalleled convenience and functionality. Set in a charming neighborhood on a cul-de-sac, this hme seamlessly blends contemporary comfort with practical upgrades, creating the perfect backdrop for a new chapter in your life and only blocks to Lake Buffalo. Don't miss out on this exceptional opportunity! (See supplements for full list)

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.91
Remaining Loan Term
20 years, 6 months
Monthly PITI
$1,125.09/mo
Estimated Loan Balance
$121,034
Cash to close
$203,043
Interest Paid
$48,431

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Partial
Roof
  • Roof: Age Over 8 Years, Age 8 Years or Less, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age Over 8 Years, Age 8 Years or Less, Asphalt, Pitched
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Shonhaugen 3rd Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Buffalo

Financial Details

  • Price per Sqft: $193
  • Tax Annual Amount: $3548
  • On Market Date: 2024-09-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $203,043 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $203,043!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.91% Sellers Rate
$116,957
Your Cash:$203,043
Total Purchase Price:$320,000

Assumed vs Traditional Mortgage

Assumed @ 3.91%
$679/mo
Traditional @ 7.5%
$1,008/mo
You save $329/month ($3,942/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6594663

Listing From: northstar

Last updated: 2024-10-09T13:59:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.91%
7.15%

Principal & Interest

$679 /mo
$972 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $203,043 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $203,043!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.91% Sellers Rate
$116,957
Your Cash:$203,043
Total Purchase Price:$320,000

Assumed vs Traditional Mortgage

Assumed @ 3.91%
$679/mo
Traditional @ 7.5%
$1,008/mo
You save $329/month ($3,942/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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