Laura Jewett

Laura Jewett

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Closed

$600,000

($275,965 down)
FHA

301 Ruth Street, Fort Collins, CO 80525

4
2
2,440 sqft
PITI Monthly
$1,854.67 /mo

Listing courtesy of: Cody Heyne, RE/MAX Alliance-FTC South

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,440 /mo
$2,364 /mo

What's Special

LOCATION
SPACIOUS
FIREPLACE
PATIO
MATURE TREES
CHARMING
NO HOA

Premier Package Home Warranty from First American Included! This charming 4-bedroom, 2-bathroom property has been lovingly cared for and thoughtfully upgraded, offering you a perfect blend of comfort and convenience. Situated on a spacious .29-acre corner lot in a desirable mid-town location, this property boasts mature trees and a peaceful, quiet atmosphere. The backyard is a private oasis featuring a large patio and a durable Tuff Shed for all of your storage needs. Step inside to discover brand new premium Samsung Smart Appliances in the kitchen (induction cooktop!), which shines with new quartz countertops and overlooks a wonderful large tiled sunroom. The sunroom is perfect for year-round enjoyment with a gas fireplace and bright natural light. The home is equipped with an upgraded HVAC system, UV air filtration system, and active radon mitigation, ensuring a healthy living environment. Additionally, a whole house water softener system enhances your water quality. With no HOA or metro district, enjoy the freedom to make this home truly yours. There is plenty of RV parking, complete with an RV electrical panel. The premium fan lights downstairs add a touch of elegance, while the basement, plumbed for a third bathroom, offers potential for future expansion. A separate basement entrance from the garage adds convenience, privacy, and multi-generational possibilities. Leaf guards on the gutters simplify maintenance, and with over $80,000 in upgrades, this home is ready to provide years of comfortable living. Don't miss the opportunity to make 301 Ruth St your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 1 months
Monthly PITI
$1,854.67/mo
Estimated Loan Balance
$325,392
Cash to close
$275,965
Interest Paid
$36,895

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Fenced, Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick, Wood Frame
  • Roof: Composition
Condition
  • Year Built: 1966
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Thunderbird
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Fort Collins

Financial Details

  • Price per Sqft: $245.9
  • Tax Annual Amount: $
  • On Market Date: 2024-08-07T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $275,965 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $275,965!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$324,035
Your Cash$275,965
Total Purchase Price:$600,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,440/mo
Traditional @ 7.5%
$2,452/mo
You save $1,012/month ($12,145/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1016026

Listing From: recolorado

Last updated: 2024-10-01T18:13:41.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,440 /mo
$2,364 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $275,965 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $275,965!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$324,035
Your Cash$275,965
Total Purchase Price:$600,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,440/mo
Traditional @ 7.5%
$2,452/mo
You save $1,012/month ($12,145/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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