Laura Jewett

Laura Jewett

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Closed

$325,000

($108,013 down)
FHA

301 E Mcgonagle Street, Duluth, MN 55808

4
2
1,893 sqft
PITI Monthly
$1,799.19 /mo

Listing courtesy of: , eXp Realty

Assumed Rate

4.07%
7.15%

Principal & Interest

$1,158 /mo
$1,625 /mo

What's Special

DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
SEPARATE SHOWER

Move in ready 4 bedroom 2 bath split level home on a corner lot. The spacious main floor features vaulted ceilings in the living room which opens up to the dining room and kitchen with oak cabinets, tile backsplash, and stainless steel appliances. There are two bedrooms and a full bath on the main floor. Downstairs features the large primary bedroom with walk in closet and en-suite with a jetted tub and separate shower. Down Stairs also features the 4th bedroom and laundry room. Exterior features include a detached 2 car garage, large fenced backyard with room for RV parking, storage shed, and metal room. Additional features include air conditioning and a RV electrical hook up on the garage. Home is in close proximity Mission Creek Mountain Biking trails, Munger Trail, and Mont Du Lac Ski Resort. Schedule your showing today.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.07
Remaining Loan Term
24 years, 3 months
Monthly PITI
$1,799.19/mo
Estimated Loan Balance
$229,546
Cash to close
$108,013
Interest Paid
$53,355

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Radiant Floor
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Gary First Div
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Duluth

Financial Details

  • Price per Sqft: $171.69
  • Tax Annual Amount: $3847
  • On Market Date: 2024-06-13T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $108,013 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $108,013!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$216,987
Your Cash$108,013
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$1,158/mo
Traditional @ 7.5%
$1,685/mo
You save $527/month ($6,326/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6552964

Listing From: northstar

Last updated: 2024-08-31T00:27:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.07%
7.15%

Principal & Interest

$1,158 /mo
$1,625 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $108,013 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $108,013!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$216,987
Your Cash$108,013
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$1,158/mo
Traditional @ 7.5%
$1,685/mo
You save $527/month ($6,326/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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