Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$1,150,000

($675,550 down)
FHA

2 Albergar, San Clemente, CA 92672

2
2
1,206 sqft
PITI Monthly
$3,657.85 /mo

Listing courtesy of: Candi Guthrie, Coldwell Banker Realty

Assumed Rate

4.2%
7.15%

Principal & Interest

$3,006 /mo
$4,151 /mo

What's Special

LOCATION
DINING
SPACIOUS
GRANITE COUNTERTOPS
BREAKFAST NOOK
VAULTED CEILINGS
PATIO
PLAYGROUND
TURNKEY

Beautiful SINGLE_LEVEL home that you’ve been waiting for in San Clemente! Enjoy this wonderful location atop beautiful Rancho San Clemente in Richmond Pointe. Just a short 3 miles to the beach, take advantage of nearby recreational amenities from hiking trails to pristine coastline. Discover a turnkey floor plan showcasing 2 bedrooms and 2 baths within approx. 1,206 square feet. Granite countertops, vaulted ceilings, recessed lighting, bright white accents and stainless-steel finishes combine to render a single-family residence with infinite potential. A dining room and great room flow seamlessly from the front entry. Delight in an upgraded kitchen with a custom stone backsplash, neutral granite countertops, professional grade appliances, white cabinetry and breakfast nook. Step into al fresco living spaces through sliding glass doors from the great room or separate owner’s suite. Relish in the privacy of a spacious back patio. Rancho San Clemente offers residents park-like grounds that frame community open spaces, playgrounds and sport courts. Everything from excellent schools to coastal access to recreational attractions are just minutes from home. Beautiful beaches from North Beach to the San Clemente Pier are close at hand. The perfect canvas to paint your idyllic, seaside lifestyle is awaiting your personal touch. No Mello-Roos. Low HOA.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.2
Remaining Loan Term
21 years, 10 months
Monthly PITI
$3,657.85/mo
Estimated Loan Balance
$527,937
Cash to close
$675,550
Interest Paid
$194,880

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces
Features
  • Materials: Drywall, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: StuccoWall
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Drywall, Stucco
  • Roof: Unknown
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Richmond Pointe (RP)
  • Features: Curbs, StreetLights, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Richmond Pointe
  • HOA Amenities: Unknown
  • HOA Fee: $92
  • HOA Frequency: $Monthly
Location
  • Region: San Clemente

Financial Details

  • Price per Sqft: $953.57
  • Tax Annual Amount: $
  • On Market Date: 2024-07-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $675,550 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $675,550!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.2% Sellers Rate
$474,450
Your Cash:$675,550
Total Purchase Price:$1,150,000

Assumed vs Traditional Mortgage

Assumed @ 4.2%
$3,006/mo
Traditional @ 7.5%
$4,306/mo
You save $1,300/month ($15,605/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC24145864

Listing From:

Last updated: 2024-10-05T18:15:09.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.2%
7.15%

Principal & Interest

$3,006 /mo
$4,151 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $675,550 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $675,550!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.2% Sellers Rate
$474,450
Your Cash:$675,550
Total Purchase Price:$1,150,000

Assumed vs Traditional Mortgage

Assumed @ 4.2%
$3,006/mo
Traditional @ 7.5%
$4,306/mo
You save $1,300/month ($15,605/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.