Laura Jewett

Laura Jewett

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$379,999

($35,500 down)
VA

2986 Ladera Drive, Bullhead City, AZ 86429

3
2
1,669 sqft
PITI Monthly
$2,536.06 /mo

Listing courtesy of: Matthew Shields, HomeSmart

Assumed Rate

6.64%
7.15%

Principal & Interest

$2,227 /mo
$2,346 /mo

What's Special

REMODELED
GREAT CURB APPEAL
SHOPPING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
PATIO
COZY

This highly upgraded home is located on large lot in the gated Desert Foothill Highlands community. It has clear views of the valley and mountain skyline. The house has great curb appeal as it is set back from the street with mature desert landscaping, a level driveway, a two-car extended garage, and gated side yard. Walking inside you will find an open floor plan with vaulted ceilings which brings an extra feeling of spaciousness. The upgraded kitchen includes a bar-height counter that flows into the living room along with stainless steel appliances, a pantry, and a reverse osmosis water system. The living room offers a cozy fireplace, while the bathrooms include a walk-in shower. In 2020, the home was upgraded with new high-end flooring, a remodeled kitchen, and refreshed bathrooms. Additional highlights include a split floorplan, water softener, reverse osmosis for even fresher drinking water, a rear patio, and a gated side yard. Located in a neighborhood you'll love, the home is close to shopping, restaurants, recreation, hiking, and casinos.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.64
Remaining Loan Term
28 years, 11 months
Monthly PITI
$2,536.06/mo
Estimated Loan Balance
$345,135
Cash to close
$35,500
Interest Paid
$24,849

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, Gas
Features
  • Materials: Block, Stucco, WoodFrame
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Unknown
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Block, BackYard, WroughtIron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: OneStory
Materials
  • Block, Stucco, WoodFrame
  • Roof: Tile
Condition
  • Year Built: 1998
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Desert Foothills Estates
  • Features: Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Property Management Services
  • HOA Amenities: Unknown
  • HOA Fee: $86
  • HOA Frequency: $Quarterly
Location
  • Region: Bullhead City

Financial Details

  • Price per Sqft: $227.68
  • Tax Annual Amount: $1905
  • On Market Date: 2024-11-26T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $35,500 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $35,500!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.64% Sellers Rate
$344,499
Your Cash$35,500
Total Purchase Price:$379,999

Assumed vs Traditional Mortgage

Assumed @ 6.64%
$2,227/mo
Traditional @ 7.5%
$2,433/mo
You save $206/month ($2,471/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 022641

Listing From:

Last updated: 2025-02-25T21:34:35.000Z

© , WARDEX. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.64%
7.15%

Principal & Interest

$2,227 /mo
$2,346 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $35,500 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $35,500!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.64% Sellers Rate
$344,499
Your Cash$35,500
Total Purchase Price:$379,999

Assumed vs Traditional Mortgage

Assumed @ 6.64%
$2,227/mo
Traditional @ 7.5%
$2,433/mo
You save $206/month ($2,471/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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