Laura Jewett

Laura Jewett

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$579,000

($504,292 down)
FHA

2982 Jane Street, Riverside, CA 92506

4
2
1,293 sqft
PITI Monthly
$851.82 /mo

Listing courtesy of: Michael Espiritu, REDFIN

Assumed Rate

5.25%
7.15%

Principal & Interest

$607 /mo
$743 /mo

What's Special

GREAT CURB APPEAL
SHOPPING
STAINLESS STEEL APPLIANCES
BREAKFAST NOOK
FIREPLACE
PATIO
PRIVATE BACKYARD

Adorable mid-century single-story home in an established and quiet Riverside neighborhood with great curb appeal! This property offers 4 bedrooms (tax records show 3), and 2 bathrooms with 1293 Sq Ft of living space on a flat and private 8,276 Sq Ft lot. Features include: ~~NEW WATER MAIN to the street ~~Newer Interior & Exterior Paint ~~New Water Heater ~~HVAC is just 6 yrs old ~~Open Floorplan ~~Lots of Natural Light ~~Custom Door Frames & Window Frames ~~Custom Paint Scheme. Enter through the front door with beautiful glass inlay window into the tile floor entryway that opens to the large Living Room with carpet flooring, white brick fireplace with mantle, and a slider to the backyard. The eat-in Kitchen with wood cabinetry, stainless steel appliances, tile flooring, and breakfast nook area sits just off of the front entry and also flows into the Living Room, with side door to the driveway. All 4 bedrooms are generously sized and offer carpet floors, 2 of the bedrooms have ceiling fans, including the Primary Bedroom with double door closet and a private Bathroom with walk-in shower. There is also a full-size hall bathroom for the secondary Bedrooms to share. This home also has a Detached 2-car garage with workbench, 4 metal storage shelves to stay, and Laundry hook-ups are in the garage. Enjoy the Private backyard with covered patio and privacy hedge and this home also has a long driveway with carport. Conveniently located near schools, shopping, and easy access to the 91 Fwy. DO NOT MISS THIS OPPORTUNITY!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.25
Remaining Loan Term
14 years, 5 months
Monthly PITI
$851.82/mo
Estimated Loan Balance
$158,568
Cash to close
$504,292
Interest Paid
$77,167

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Privacy
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1955
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Riverside

Financial Details

  • Price per Sqft: $447.8
  • Tax Annual Amount: $7237.5
  • On Market Date: 2024-12-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $504,292 (87%)
You can enter any amount below - secondary financing will cover the difference if needed.
87%
$

You cover the entire equity of $504,292!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.25% Sellers Rate
$74,708
Your Cash:$504,292
Total Purchase Price:$579,000

Assumed vs Traditional Mortgage

Assumed @ 5.25%
$607/mo
Traditional @ 7.5%
$770/mo
You save $163/month ($1,958/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG24246806

Listing From:

Last updated: 2025-03-20T16:27:25.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.25%
7.15%

Principal & Interest

$607 /mo
$743 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $504,292 (87%)
You can enter any amount below - secondary financing will cover the difference if needed.
87%
$

You cover the entire equity of $504,292!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.25% Sellers Rate
$74,708
Your Cash:$504,292
Total Purchase Price:$579,000

Assumed vs Traditional Mortgage

Assumed @ 5.25%
$607/mo
Traditional @ 7.5%
$770/mo
You save $163/month ($1,958/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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