Laura Jewett

Laura Jewett

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$405,000

($23,180 down)
FHA

2977 W MIRA Drive, San Tan Valley, AZ 85144

3
2
1,650 sqft
PITI Monthly
$2,749.04 /mo

Listing courtesy of: Sydney Ferguson, Realty ONE Group

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,226 /mo
$2,674 /mo

What's Special

SPACIOUS
COZY

WELCOME HOME!! Step inside this beautiful home in the breathtaking community of San Tan Heights! The home boasts a 2 year old AC, a HUGE backyard, perfect for outdoor entertaining, gardening, or creating your own private oasis. Not only does this home have one of the largest lots in the whole community, it also has 3 bedrooms, 2 bathrooms + a spacious den/flex room, perfect for working from home, entertaining, or creating the perfect space for your hobbies! The warm & cozy kitchen features newer stainless-steel appliances, ample cabinetry & a bar top overlooking the living room, truly making it the heart of the home. Enter into the primary suite, split from the secondary bedrooms, to enjoy your peaceful retreat that overlooks the backyard that is ready for you to make it your own!! This home is also located within walking distance to many amenities including local parks, walking paths, K-8 school, the community center with a pool, workout facility & more. There is also a local Walmart, Home Depot, Starbucks & other stores + restaurants within a 2-minute drive from the home. The stunning nearby San Tan Mountain Regional Park has great hiking paths for you to enjoy! This home truly has it all!!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.41
Remaining Loan Term
27 years, 5 months
Monthly PITI
$2,749.04/mo
Estimated Loan Balance
$382,822
Cash to close
$23,180
Interest Paid
$54,371

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile, Concrete
Condition
  • Year Built: 2006
Details
  • Builder: Shea Homes

Community & HOA

Community
  • Subdivision: SAN TAN HEIGHTS PARCEL A-4
  • Features: Community Pool, Playground, Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: San Tan Heights
  • HOA Amenities: Unknown
  • HOA Fee: $275
  • HOA Frequency: $Quarterly
Location
  • Region: San Tan Valley

Financial Details

  • Price per Sqft: $245.45
  • Tax Annual Amount: $1113
  • On Market Date: 2025-02-27T16:10:09.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $23,180 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $23,180!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$381,820
Your Cash$23,180
Total Purchase Price:$405,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,226/mo
Traditional @ 7.5%
$2,774/mo
You save $548/month ($6,577/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6827113

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-23T07:23:49.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,226 /mo
$2,674 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $23,180 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $23,180!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$381,820
Your Cash$23,180
Total Purchase Price:$405,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,226/mo
Traditional @ 7.5%
$2,774/mo
You save $548/month ($6,577/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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