Laura Jewett

Laura Jewett

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$850,000

($102,994 down)
VA

29720 Gracilior Drive, Escondido, CA 92026

4
3
2,213 sqft
PITI Monthly
$5,807.51 /mo

Listing courtesy of: Tina Chen Piedmont, HomeSmart Realty West

Assumed Rate

6.2%
7.15%

Principal & Interest

$4,705 /mo
$5,189 /mo

What's Special

OPEN CONCEPT
SERENE
SPACIOUS
STAINLESS STEEL APPLIANCES
DOUBLE VANITY
PATIO
PLAYGROUND

Welcome to this hidden gem located in the highly regarded Treasures of Castle Creek Community! The home you have been looking for has dual pane windows, 4 bedrooms and 2 double vanity bathrooms upstairs, and a half bath downstairs. This home boasts an open concept layout with a formal entryway, high-ceilings and countless upgrades including paid solar, vinyl plank flooring upstairs, ceiling fans in most rooms, upgraded kitchen with stainless steel appliances, quartz countertops and breakfast bar. The spacious backyard offers a beautiful lawn area, a retaining wall, a raised plant bed with a seating area, and a large patio pergola to keep you shaded and cool on the countless sunny Californian days. There is an indoor first level laundry room with a deep sink, spacious cabinets and a SplitVolt EV Charger. The 2 car garage has plenty of room for cars and has two built in raised storage racks. When not relaxing in your beautiful home, you can enjoy the plentiful community amenities such as a gated pool & spa, tennis/pickleball courts with a basketball hoop, and a tot playground! The community hosts many social events throughout the year and to promote a welcoming sense of community that likes to have fun! Not only is the Treasures of Castle Creek community beautiful and serene, but it is conveniently located within minutes of Interstate 15, North county beaches, Castle Creek Country Club, Camp Pendleton, Fallbrook, Escondido, Temecula and San Diego. Don’t miss out on this hidden gem!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.2
Remaining Loan Term
27 years, 9 months
Monthly PITI
$5,807.51/mo
Estimated Loan Balance
$749,518
Cash to close
$102,994
Interest Paid
$105,780

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas, Propane
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, InGround, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Treasures at Castle Creek
  • HOA Amenities: Unknown
  • HOA Fee: $135
  • HOA Frequency: $Monthly
Location
  • Region: Escondido

Financial Details

  • Price per Sqft: $384.09
  • Tax Annual Amount: $10625
  • On Market Date: 2025-04-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $102,994 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $102,994!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.2% Sellers Rate
$747,006
Your Cash$102,994
Total Purchase Price:$850,000

Assumed vs Traditional Mortgage

Assumed @ 6.2%
$4,705/mo
Traditional @ 7.5%
$5,382/mo
You save $677/month ($8,124/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2503108

Listing From:

Last updated: 2025-04-02T00:33:28.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.2%
7.15%

Principal & Interest

$4,705 /mo
$5,189 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $102,994 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $102,994!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.2% Sellers Rate
$747,006
Your Cash$102,994
Total Purchase Price:$850,000

Assumed vs Traditional Mortgage

Assumed @ 6.2%
$4,705/mo
Traditional @ 7.5%
$5,382/mo
You save $677/month ($8,124/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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