Laura Jewett

Laura Jewett

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$350,000

($0 down)*
FHA

Potential short sale please verify with your agent.

2965 Water View Drive, Paso Robles, CA 93446

3
2
1,440 sqft
PITI Monthly
$2,282.44 /mo

Listing courtesy of: Stacy George, Platinum Properties

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,840 /mo
$2,785 /mo

What's Special

DINING
SPACIOUS
DECK
CLUBHOUSE
TENNIS COURTS
PLAYGROUND
CHARMING

Looking for a Lake property fixer? Located in the gated Lake community of Heritage Ranch. Spacious floor plan of 3 bedrooms plus a bonus room/office and 2 baths with a well appointed kitchen with granite counters, wood cabinetry and a charming barn door to the laundry room. Lots of room in the living room and dining areas. Breezeway covered deck entry is attached to the garage and additional exterior parking with lots of room for boat storage and easy access to the rear of the property from the open space. The Heritage Ranch Community offers 2 pools, basket ball, pickleball and tennis courts, children's playgrounds, equestrian facilities/trails and clubhouse. This is a great opportunity for contractors or an owner looking a sweat equity property at this price to make this home shine again.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
26 years, 11 months
Monthly PITI
$2,282.44/mo
Estimated Loan Balance
$393,331
Cash to close
$0
Interest Paid
$42,572

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: SeeRemarks, Vinyl

Exterior

Fencing
  • Fencing: ChainLink
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None, Association

Construction

Type & Style
  • Stories: 1
  • Home type: ManufacturedOnLand
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision: PR Lake Nacimiento(230)
  • Features: DogPark, Hiking, HorseTrails, Stables, Lake, Park, Rural, WaterSports
HOA
  • Has HOA: Yes
  • HOA Name: Heritage HR
  • HOA Amenities: Unknown
  • HOA Fee: $150
  • HOA Frequency: $Monthly
Location
  • Region: Paso Robles

Financial Details

  • Price per Sqft: $243.06
  • Tax Annual Amount: $
  • On Market Date: 2024-10-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$350,000
Your Cash$0
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,840/mo
Traditional @ 7.5%
$2,889/mo
You save $1,049/month ($12,586/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NS24206536

Listing From:

Last updated: 2025-01-14T02:18:25.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,840 /mo
$2,785 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$350,000
Your Cash$0
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,840/mo
Traditional @ 7.5%
$2,889/mo
You save $1,049/month ($12,586/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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