Laura Jewett

Laura Jewett

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Closed

$384,900

($52,666 down)
FHA

2965 TREASURE Drive, Lake Havasu City, AZ 86404

3
2
1,221 sqft
PITI Monthly
$2,371.14 /mo

Listing courtesy of: James Horn, Balboa Realty, LLC

Assumed Rate

5.22%
7.15%

Principal & Interest

$1,891 /mo
$2,320 /mo

What's Special

INVESTORS
NO HOA
INCOME POTENTIAL

Discover your dream home or investment property in beautiful Lake Havasu City, AZ! This versatile, move-in-ready property offers countless possibilities for first-time buyers, savvy investors, or those looking for an ideal vacation rental or Airbnb, all with NO HOA restrictions. The home has been well kept and thoughtfully updated, featuring NEW exterior paint, NEW carpet, a complete NEW HVAC system, upgraded lighting, ceiling fans, and a refreshed master bathroom, providing a welcoming feel inside and out. in addition you will love the convenience of a water softener and reverse osmosis water filtration system for clean, fresh water at all times. Situated on a generous lot, this property offers plenty of room for your outdoor lifestyle, including RV parking, a wide RV Gate and ample space for all your toys. Dreaming of a pool or spa? There's more than enough room to create your personal backyard oasis. Whether you're looking to enjoy it as your primary residence or leverage its income potential as a short-term rental, this property offers endless possibilities. Come see why 2965 Treasure Dr. is the perfect Lake Havasu home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.22
Remaining Loan Term
27 years, 6 months
Monthly PITI
$2,371.14/mo
Estimated Loan Balance
$333,559
Cash to close
$52,666
Interest Paid
$44,053

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment, Programmable Thmstat
  • Heating: ENERGY STAR Qualified Equipment, Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Composition
Condition
  • Year Built: 2000
Details
  • Builder: UNK

Community & HOA

Community
  • Subdivision: LAKE HAVASU CITY
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Lake Havasu City

Financial Details

  • Price per Sqft: $315.23
  • Tax Annual Amount: $1044
  • On Market Date: 2025-01-15T21:30:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $52,666 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $52,666!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$332,234
Your Cash$52,666
Total Purchase Price:$384,900

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$1,891/mo
Traditional @ 7.5%
$2,407/mo
You save $516/month ($6,194/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6805404

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-24T09:00:53.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.22%
7.15%

Principal & Interest

$1,891 /mo
$2,320 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $52,666 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $52,666!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$332,234
Your Cash$52,666
Total Purchase Price:$384,900

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$1,891/mo
Traditional @ 7.5%
$2,407/mo
You save $516/month ($6,194/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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