Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$199,000

($110,493 down)
FHA

295 W Bonita Street, Benson, AZ 85602

3
1
1,517 sqft
PITI Monthly
$823.49 /mo

Listing courtesy of: Cathleen B Tashman, Tierra Antigua Realty, LLC

Assumed Rate

3.97%
7.15%

Principal & Interest

$495 /mo
$703 /mo

What's Special

LOCATION
SPACIOUS
CHARMING

This charming home in the heart of Benson is full of potential with several projects already underway! What's to love about this home: spacious living area & kitchen, updated metal roof ensuring durability for years to come, future master bedroom or guest suite project with oversized bathroom & laundry room making it ideal for visitors, multi-generational living or an opulent master bedroom suite, bonus room off of kitchen, & backyard pool which has been prepped for recoating. The backyard is just waiting for the finishing touches to create your perfect outdoor retreat. Located in a prime Benson location, this home is a fantastic opportunity to customize & complete to your vision. Don't miss out on making it your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.97
Remaining Loan Term
22 years, 5 months
Monthly PITI
$823.49/mo
Estimated Loan Balance
$144,367
Cash to close
$110,493
Interest Paid
$29,076

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Ceiling Fan(s), Programmable Thmstat, Refrigeration
  • Heating: Natural Gas
Features
  • Materials: See Remarks, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Wood, Concrete

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Metal
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Sewer in & Cnctd, Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Other (See Remarks)
Materials
  • See Remarks, Painted, Stucco
  • Roof: Metal
Condition
  • Year Built: 1969
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: BENSON HEIGHTS
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Benson

Financial Details

  • Price per Sqft: $131.18
  • Tax Annual Amount: $1256
  • On Market Date: 2025-02-03T22:10:11.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $110,493 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $110,493!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.97% Sellers Rate
$88,507
Your Cash:$110,493
Total Purchase Price:$199,000

Assumed vs Traditional Mortgage

Assumed @ 3.97%
$495/mo
Traditional @ 7.5%
$729/mo
You save $234/month ($2,809/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6814945

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-07T19:28:57.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.97%
7.15%

Principal & Interest

$495 /mo
$703 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $110,493 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $110,493!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.97% Sellers Rate
$88,507
Your Cash:$110,493
Total Purchase Price:$199,000

Assumed vs Traditional Mortgage

Assumed @ 3.97%
$495/mo
Traditional @ 7.5%
$729/mo
You save $234/month ($2,809/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.