Laura Jewett

Laura Jewett

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Closed

$1,040,000

($495,271 down)
VA

2959 Vista De La Rosa, Jamul, CA 91935

4
3
2,062 sqft
PITI Monthly
$3,741.62 /mo

Listing courtesy of: Jonathan Rodriguez, CA Flat Fee Listings, Inc

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,442 /mo
$3,998 /mo

What's Special

SERENE
MODERN
INCOME POTENTIAL

**Stunning Hilltop Oasis with Panoramic Sunset Views and Income Potential** **POSSIBLE ASSUMABLE LOAN AT 2.625%** Perched on over 4 acres, this remarkable hilltop property offers sweeping views of Mount Helix, breathtaking sunsets, twinkling city lights, and picturesque mountain landscapes. Perfect for the visionary or entrepreneur, this serene estate is a dream for those seeking privacy, agricultural opportunities, and income potential. The land offers endless possibilities for a vineyard, crops, or livestock, while modern updates ensure ultimate comfort and efficiency. There is plenty land for boat and RV parking, or building a new shop. The property features a fully equipped separate studio with a kitchen and bathroom for income potential, a newer 3,000-gallon septic system, designed to accommodate an additional ADU or JADU, making it ideal for multi-family living or an Airbnb/rental. Recent upgrades include a new roof, dual zone powerful AC and furnace, whole house fan, new insulation, and an over-producing solar grid with 84 panels—ready to take you off the grid. A Tesla charger and RV parking next to house provide added convenience. There is ample room for having multiple RV parking pads. **A Great producing water well is possible** ADU/Garage pad: Ready graded permitted pad for 1200 square foot ADU and garage. Enough land with 4 acres to lot split to 2 acres per lot: Allows an unlimited house build square footage and an additional ADU. This brings the total number of structure potential to 2 houses, 2 ADUs, and 2 JADUs. ADU plans have been approved by the city. **Property is Occupied, Please do not disturb**

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 11 months
Monthly PITI
$3,741.62/mo
Estimated Loan Balance
$657,861
Cash to close
$495,271
Interest Paid
$65,400

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: SeeRemarks
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Private
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1967
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Mountainous
HOA
  • Has HOA: No
Location
  • Region: Jamul

Financial Details

  • Price per Sqft: $504.36
  • Tax Annual Amount: $13000
  • On Market Date: 2024-09-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $495,271 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $495,271!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$544,729
Your Cash$495,271
Total Purchase Price:$1,040,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,442/mo
Traditional @ 7.5%
$4,147/mo
You save $1,706/month ($20,466/year)

*Secondary financing rates are an estimated value based on input

MLS ID: AR24185135

Listing From:

Last updated: 2024-12-05T05:04:35.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,442 /mo
$3,998 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $495,271 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $495,271!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$544,729
Your Cash$495,271
Total Purchase Price:$1,040,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,442/mo
Traditional @ 7.5%
$4,147/mo
You save $1,706/month ($20,466/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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