Laura Jewett

Laura Jewett

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Closed

$315,000

($99,646 down)
FHA

2959 Indian Hill Road, Clearlake Oaks, CA 95423

3
2
1,828 sqft
PITI Monthly
$1,236.94 /mo

Listing courtesy of: Tina Viramontes, RE/MAX Gold Lake County

Assumed Rate

2.66%
7.15%

Principal & Interest

$925 /mo
$1,548 /mo

What's Special

REMODELED

COUNTRY LIVING IN SPRING VALLEY! This beautiful home is located in Spring Valley (Clearlake Oaks CA) on almost one acre of land. Conveniently located near located within minutes of the Cache Creek Winery. this home was remodeled just before the current owners purchased the home. Porches in both the front and the back of the home create adequate space for entertaining. Bring your animals because there is plenty of room for animals and toys.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.66
Remaining Loan Term
26 years, 11 months
Monthly PITI
$1,236.94/mo
Estimated Loan Balance
$219,886
Cash to close
$99,646
Interest Paid
$18,163

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ductless
  • Heating: Ductless
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: ManufacturedOnLand
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Foothills, Hiking
HOA
  • Has HOA: No
Location
  • Region: Clearlake Oaks

Financial Details

  • Price per Sqft: $172.32
  • Tax Annual Amount: $
  • On Market Date: 2024-10-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $99,646 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $99,646!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.66% Sellers Rate
$215,354
Your Cash$99,646
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 2.66%
$925/mo
Traditional @ 7.5%
$1,605/mo
You save $681/month ($8,170/year)

*Secondary financing rates are an estimated value based on input

MLS ID: LC24217672

Listing From:

Last updated: 2024-12-10T04:04:53.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.66%
7.15%

Principal & Interest

$925 /mo
$1,548 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $99,646 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $99,646!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.66% Sellers Rate
$215,354
Your Cash$99,646
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 2.66%
$925/mo
Traditional @ 7.5%
$1,605/mo
You save $681/month ($8,170/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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