Laura Jewett

Laura Jewett

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Closed

$368,000

($178,147 down)
VA

2950 195th Street SE, Atwater, MN 56209

4
2
1,920 sqft
PITI Monthly
$1,169.91 /mo

Listing courtesy of: , Edina Realty

Assumed Rate

2.83%
7.15%

Principal & Interest

$851 /mo
$1,394 /mo

What's Special

DINING
DECK
PATIO
MATURE TREES
COZY

Seated comfortably a ways off the asphalt crossroads, the home site is situated in a slight saddleback behind an established grove. Several mature trees shelter the home from panoramic southern exposure yet delightful rays of light break through in the winter with the leaves down. Established vineyard. Newer Shop. Detached two stall. Classic country home with nice updates. Upstairs three bedrooms and a full bath. Mainfloor all one level living with a primary suite. Informal dining area overlooking the tranquil yard through a picture window. Cozyl iving room to a patio door and deck with hot tub. Do not miss the virtual 3D tour or pre-list home inspection and call to schedule your private viewing today.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 9 months
Monthly PITI
$1,169.91/mo
Estimated Loan Balance
$190,657
Cash to close
$178,147
Interest Paid
$23,677

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Metal
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic System Compliant - Yes
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Metal
Condition
  • Year Built: 1890
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Atwater

Financial Details

  • Price per Sqft: $191.67
  • Tax Annual Amount: $2026
  • On Market Date: 2024-08-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $178,147 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $178,147!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$189,853
Your Cash$178,147
Total Purchase Price:$368,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$851/mo
Traditional @ 7.5%
$1,446/mo
You save $594/month ($7,133/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6568010

Listing From: northstar

Last updated: 2025-02-06T17:44:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$851 /mo
$1,394 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $178,147 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $178,147!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$189,853
Your Cash$178,147
Total Purchase Price:$368,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$851/mo
Traditional @ 7.5%
$1,446/mo
You save $594/month ($7,133/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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