Laura Jewett

Laura Jewett

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Closed

$600,000

($541,497 down)
FHA

2944 N RICARDO --, Mesa, AZ 85215

4
2
2,504 sqft
PITI Monthly
$767.33 /mo

Listing courtesy of: Susan M Seiber, LPT Realty, LLC

Assumed Rate

4.44%
7.15%

Principal & Interest

$329 /mo
$442 /mo

What's Special

LOCATION
SERENE
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
LUXURY
DECK

NEW ROOF! NEW POOL EQUIPMENT! TRANSFERABLE HOME WARRANTY! Welcome to your dream home in the heart of Mesa, Arizona! This stunning 4-bedroom, 2-bathroom residence is a true gem, perfectly situated on a beautiful corner lot. As you step inside, you'll be greeted by the timeless elegance of a formal living and dining room, creating the ideal space for hosting gatherings and creating cherished memories with loved ones. The heart of the home is the well-appointed kitchen, complete with a spacious island and a pantry that will delight the chef in your family. With ample counter space and storage, meal preparation becomes a breeze, and the open layout ensures you'll always be part of the conversation, whether you're whipping up a culinary masterpiece or enjoying casual meals. The primary bedroom is a serene retreat that offers a touch of luxury with sliding doors that open to your very own backyard oasis. The ensuite bathroom is equally impressive, providing a spa-like experience with its amenities. One of the standout features of this home is the private pool, a cool haven that's perfect for escaping the Arizona heat or hosting poolside gatherings with friends and family. Enjoy lazy afternoons floating in the water or relax on the pool deck with a good book. And for those with recreational vehicles or outdoor hobbies, an RV gate is an added convenience, offering secure storage and easy access. This home is more than just a house; it's a place where memories are made. With its ideal location in Mesa, you'll have easy access to shopping, dining, entertainment, and excellent schools. Make it your home today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.44
Remaining Loan Term
23 years, 2 months
Monthly PITI
$767.33/mo
Estimated Loan Balance
$58,727
Cash to close
$541,497
Interest Paid
$18,673

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Unknown
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1997
Details
  • Builder: Beazer Homes

Community & HOA

Community
  • Subdivision: REGENCY AT RIDGEVIEW ESTATES
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: REGENCY AT RIDGEVIEW
  • HOA Amenities: Unknown
  • HOA Fee: $75
  • HOA Frequency: $Annually
Location
  • Region: Mesa

Financial Details

  • Price per Sqft: $239.62
  • Tax Annual Amount: $2700
  • On Market Date: 2023-10-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $541,497 (90%)
You can enter any amount below - secondary financing will cover the difference if needed.
90%
$

You cover the entire equity of $541,497!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.44% Sellers Rate
$58,503
Your Cash:$541,497
Total Purchase Price:$600,000

Assumed vs Traditional Mortgage

Assumed @ 4.44%
$329/mo
Traditional @ 7.5%
$459/mo
You save $129/month ($1,551/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6615333

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-03-21T08:06:31.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.44%
7.15%

Principal & Interest

$329 /mo
$442 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $541,497 (90%)
You can enter any amount below - secondary financing will cover the difference if needed.
90%
$

You cover the entire equity of $541,497!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.44% Sellers Rate
$58,503
Your Cash:$541,497
Total Purchase Price:$600,000

Assumed vs Traditional Mortgage

Assumed @ 4.44%
$329/mo
Traditional @ 7.5%
$459/mo
You save $129/month ($1,551/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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