Laura Jewett

Laura Jewett

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$679,000

($54,974 down)
VA

29324 Point Shore Drive, Lake Elsinore, CA 92530

4
3
2,595 sqft
PITI Monthly
$4,448.42 /mo

Listing courtesy of: LOURDES URIBE, EXP REALTY OF SOUTHERN CALIFORNIA INC.

Assumed Rate

5.23%
7.15%

Principal & Interest

$3,565 /mo
$4,370 /mo

What's Special

LOCATION
SERENE
SPACIOUS
MODERN
WALK-IN CLOSET
HOME OFFICE
CUL-DE-SAC
QUIET NEIGHBORHOOD

This stunning 2-story home is perfectly situated in a peaceful cul-de-sac, offering a serene environment. With a thoughtfully designed open-concept layout and numerous upgrades, this home is ideal for both relaxation and entertaining. The interior has been recently painted and features brand-new flooring throughout, providing a modern, move-in-ready feel. The spacious living area flows seamlessly. A convenient bedroom and full bath on the main level, perfect for guests or those who prefer single-level living. Enjoy a versatile up stairs loft area, ideal for a home office, playroom, or additional living space. The large main bedroom offers a luxurious feel with a double walk-in closet for ample storage. Plenty of room for vehicles and additional storage in the oversized garage. Located in a lovely, quiet neighborhood with minimal traffic, this home is perfect for anyone looking to enjoy peaceful living while still being close to amenities. With a prime location and a fantastic layout, this home is ready for you to move in and make it your own.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$4,448.42/mo
Estimated Loan Balance
$628,197
Cash to close
$54,974
Interest Paid
$91,261

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Park, StreetLights, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Shore Pointe
  • HOA Amenities: Unknown
  • HOA Fee: $130
  • HOA Frequency: $Monthly
Location
  • Region: Lake Elsinore

Financial Details

  • Price per Sqft: $261.66
  • Tax Annual Amount: $8487.5
  • On Market Date: 2024-11-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $54,974 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $54,974!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$624,026
Your Cash$54,974
Total Purchase Price:$679,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$3,565/mo
Traditional @ 7.5%
$4,533/mo
You save $968/month ($11,616/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV24241079

Listing From:

Last updated: 2025-03-02T22:38:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$3,565 /mo
$4,370 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $54,974 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $54,974!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$624,026
Your Cash$54,974
Total Purchase Price:$679,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$3,565/mo
Traditional @ 7.5%
$4,533/mo
You save $968/month ($11,616/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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