Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$620,000

($314,145 down)
FHA

29306 St Andrews, Lake Elsinore, CA 92530

3
3
2,046 sqft
PITI Monthly
$2,831.61 /mo

Listing courtesy of: MICHELE HERRING, REDFIN

Assumed Rate

4.83%
7.15%

Principal & Interest

$1,789 /mo
$2,295 /mo

What's Special

GREAT CURB APPEAL
SHOPPING
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
SOAKING TUB
SEPARATE SHOWER
PATIO
PRIVATE BACKYARD
PLAYGROUND
SOLAR PANELS

Backyard paradise! 3 bed & Bonus loft area, 2.5 bath home located in the highly desirable Summerly community is ready to be made yours and offers great curb appeal, a spacious and open floorplan with high ceilings, recessed lights, carpet and tile floors. Enter into the Great Room where the living, dining, and kitchen come together - great for entertaining guests and there is an abundance of natural light. The kitchen offers gorgeous granite counters, wood cabinetry with lots of storage space, breakfast bar seating, and stainless steel appliances including the gas range, microwave, and dishwasher. A half bathroom and a large laundry room with sink and extra storage cabinetry complete the main floor. All of the bedrooms are located on the 2nd floor including a Bonus Loft area and the huge Primary Suite with private ensuite featuring dual sinks, a soaking tub, a separate shower, and a walk-in closet. There is also a full-size hall bathroom for the 2 secondary bedrooms to share. Enjoy the private backyard with patio to relax under, an IN GROUND Custom SPA and a built-in firepit! Solar panels. Residents also get to enjoy Resort-like community amenities with 2 swimming pools and spas, a splash pad, parks, playground, and basketball. Nearby amenities also include golfing at the Links at Summerly, the Summerly Community Park with baseball fields, skatepark, lake, and trails. Also, conveniently located near schools, shopping, dining, and not far from the 15 Fwy! Don't wait!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.83
Remaining Loan Term
23 years, 8 months
Monthly PITI
$2,831.61/mo
Estimated Loan Balance
$385,810
Cash to close
$314,145
Interest Paid
$98,608

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, Privacy, Vinyl
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, InGround, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2015
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Park, StormDrains, StreetLights, Suburban, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Summerly
  • HOA Amenities: Unknown
  • HOA Fee: $122
  • HOA Frequency: $Monthly
Location
  • Region: Lake Elsinore

Financial Details

  • Price per Sqft: $303.03
  • Tax Annual Amount: $7750
  • On Market Date: 2024-10-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $314,145 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $314,145!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.83% Sellers Rate
$305,855
Your Cash:$314,145
Total Purchase Price:$620,000

Assumed vs Traditional Mortgage

Assumed @ 4.83%
$1,789/mo
Traditional @ 7.5%
$2,381/mo
You save $592/month ($7,100/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV24215483

Listing From:

Last updated: 2025-03-31T22:09:23.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.83%
7.15%

Principal & Interest

$1,789 /mo
$2,295 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $314,145 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $314,145!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.83% Sellers Rate
$305,855
Your Cash:$314,145
Total Purchase Price:$620,000

Assumed vs Traditional Mortgage

Assumed @ 4.83%
$1,789/mo
Traditional @ 7.5%
$2,381/mo
You save $592/month ($7,100/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.