Laura Jewett

Laura Jewett

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Closed

$689,000

($205,827 down)
VA

292 Scarlett Circle, Nipomo, CA 93444

3
3
1,444 sqft
PITI Monthly
$2,465.71 /mo

Listing courtesy of: Jennifer Dawson, Platinum Properties

Assumed Rate

2.98%
7.15%

Principal & Interest

$2,249 /mo
$3,612 /mo

What's Special

SHOPPING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
PATIO
SPRINKLER SYSTEM
SAFE
SOLAR PANELS

This stunning Nipomo home, built in 2021, sits on a premium lot in one of the area's newest and most sought-after developments. The home features 3 spacious bedrooms, 2½ baths, an indoor laundry room, and an attached 2-car garage. The open-concept kitchen is a chef's dream, offering ample cabinetry, a farmhouse sink, stainless steel appliances, granite countertops, and laminate flooring, perfect for both everyday living and entertaining. All three bedrooms, along with the laundry room, are conveniently located upstairs. The primary suite is a true retreat, complete with a spa-like bathroom featuring a beautiful vanity, a walk-in shower, a private toilet area, and sleek vinyl plank flooring. The home also boasts a Rinnai tankless water heater and a fire suppression system. It’s also pre-plumbed for air conditioning, a sauna, and solar panels, offering plenty of opportunities for future upgrades. Safety and convenience are top priorities here, with a Blink security system and a wireless Bluetooth garage door opener. The low-maintenance yard is equipped with an automated sprinkler system in the front and a drip line in the back, both on timers. The private stone patio area, surrounded by beautiful foliage, provides a perfect outdoor escape. Located close to shopping, wineries, easy access to the 101 Freeway, and just 15 minutes from the beach, this home truly has it all! Call for your private tour or take your tour here: https://vid.us/hcu74w

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.98
Remaining Loan Term
26 years, 4 months
Monthly PITI
$2,465.71/mo
Estimated Loan Balance
$525,180
Cash to close
$205,827
Interest Paid
$56,197

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Vinyl

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Nipomo(340)
  • Features: Curbs
HOA
  • Has HOA: Yes
  • HOA Name: Southern Highlands
  • HOA Amenities: Unknown
  • HOA Fee: $122
  • HOA Frequency: $Monthly
Location
  • Region: Nipomo

Financial Details

  • Price per Sqft: $477.15
  • Tax Annual Amount: $
  • On Market Date: 2024-08-21T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $205,827 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $205,827!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$483,173
Your Cash$205,827
Total Purchase Price:$689,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$2,249/mo
Traditional @ 7.5%
$3,747/mo
You save $1,498/month ($17,973/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NS24166564

Listing From:

Last updated: 2024-12-11T00:42:40.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$2,249 /mo
$3,612 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $205,827 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $205,827!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$483,173
Your Cash$205,827
Total Purchase Price:$689,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$2,249/mo
Traditional @ 7.5%
$3,747/mo
You save $1,498/month ($17,973/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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