Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$630,000

($59,966 down)
VA

29134 Cosmos, Lake Elsinore, CA 92530

4
3
2,320 sqft
PITI Monthly
$3,621.46 /mo

Listing courtesy of: Chris Caldwell, Oscar Tortola Group Real Estate Services

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,799 /mo
$4,076 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
PATIO
WALKING TRAILS

Stunning 4-Bedroom Home in the Sought-After Summerly Community! Welcome to 29134 Cosmos, a beautifully upgraded 4-bedroom, 3-bathroom home in the highly desirable Summerly community of Lake Elsinore. Offering 2,320 sq. ft. of open and modern living space, this move-in-ready home is perfect for families of all sizes. Inside, you’ll find new interior paint, upgraded carpet upstairs, and stylish light-colored upgraded flooring throughout the main level. The open-concept kitchen and living area boast granite countertops, a large island, stainless steel appliances, and upgraded espresso cabinets, making it the perfect space for entertaining. A downstairs bedroom and full bath provide added convenience for guests or multigenerational living. Upstairs, a spacious loft offers additional living space, while the primary suite and secondary bedrooms provide comfort and privacy. This home also features leased solar, helping to keep energy costs low. Step outside to enjoy the large backyard with a patio cover, perfect for outdoor dining, entertaining, or simply relaxing. Located in the vibrant Summerly community, residents enjoy fantastic amenities, including parks, pools, and walking trails, all within close proximity to schools, shopping, and freeway access. Don’t miss this incredible opportunity—schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.76
Remaining Loan Term
27 years, 0 months
Monthly PITI
$3,621.46/mo
Estimated Loan Balance
$576,013
Cash to close
$59,966
Interest Paid
$66,223

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, StormDrains, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: summerly
  • HOA Amenities: Unknown
  • HOA Fee: $122
  • HOA Frequency: $Monthly
Location
  • Region: Lake Elsinore

Financial Details

  • Price per Sqft: $271.55
  • Tax Annual Amount: $7875
  • On Market Date: 2025-03-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $59,966 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $59,966!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$570,034
Your Cash$59,966
Total Purchase Price:$630,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,799/mo
Traditional @ 7.5%
$4,228/mo
You save $1,430/month ($17,158/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG25052234

Listing From:

Last updated: 2025-03-11T13:40:08.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,799 /mo
$4,076 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $59,966 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $59,966!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$570,034
Your Cash$59,966
Total Purchase Price:$630,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,799/mo
Traditional @ 7.5%
$4,228/mo
You save $1,430/month ($17,158/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.