Laura Jewett

Laura Jewett

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Closed

$420,000

($226,033 down)
VA

28 Whitewood Way, Chico, CA 95973

3
2
1,236 sqft
PITI Monthly
$1,042.89 /mo

Listing courtesy of: Andrew Kinley, eXp Realty of California, Inc.

Assumed Rate

3.06%
7.15%

Principal & Interest

$893 /mo
$1,419 /mo

What's Special

LOCATION
SHOPPING
MODERN
LUXURY
PATIO
LANDSCAPED
CUL-DE-SAC
COZY

Welcome to your perfect home! This stunning 3-bedroom, 2-bathroom property offers 1,236 square feet of beautifully updated living space, ready for you to move in and make memories. With brand-new paint throughout and freshly updated bathrooms, this home feels modern, and inviting. The rustic wood shiplap interior siding added throughout the home adds a touch of charm and character. There is luxury vinyl wood flooring in the common areas that create a warm and welcoming atmosphere while cozy Berber carpet in the bedrooms ensures comfort in all the right places. Step outside to an open and landscaped backyard that’s perfect for entertaining or relaxing. The covered back patio is the ideal spot for morning coffee or evening gatherings. All appliances are included, making your move-in process seamless and stress-free. The attached 2-car garage adds convenience and ample storage for hobbies, a workshop or all your recreational toys! Situated on a quiet cul-de-sac drive through street, this home is just one block from the NEW Centennial Park, offering endless opportunities for outdoor fun and recreation for everyone. Located close to grocery stores and shopping, with quick access to both Upper and Lower Park, you’ll love the balance of convenience and serenity this home provides. Whether you’re seeking peace and relaxation or proximity to Chico’s best amenities, this location has it all. Don’t wait—this incredible home won’t last long! Schedule a showing with your agent today and see all it has to offer before it’s gone!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.06
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,042.89/mo
Estimated Loan Balance
$195,550
Cash to close
$226,033
Interest Paid
$23,182

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces, NaturalGas
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch, PatioHome
Materials
  • WoodSiding
  • Roof: Composition, Shingle
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban, Park
HOA
  • Has HOA: No
Location
  • Region: Chico

Financial Details

  • Price per Sqft: $339.81
  • Tax Annual Amount: $5250
  • On Market Date: 2025-01-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $226,033 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $226,033!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$193,967
Your Cash:$226,033
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$893/mo
Traditional @ 7.5%
$1,472/mo
You save $580/month ($6,954/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN25003327

Listing From:

Last updated: 2025-02-03T23:28:21.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$893 /mo
$1,419 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $226,033 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $226,033!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$193,967
Your Cash:$226,033
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$893/mo
Traditional @ 7.5%
$1,472/mo
You save $580/month ($6,954/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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