Laura Jewett

Laura Jewett

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Pending

$605,000

($332,331 down)
FHA

28923 Saint Lawrence St, Castaic, CA 91384

3
3
1,492 sqft
PITI Monthly
$2,012.18 /mo

Listing courtesy of: Debbie Nelson, Keller Williams VIP Properties

Assumed Rate

4.05%
7.15%

Principal & Interest

$1,608 /mo
$2,262 /mo

What's Special

MINUTES AWAY
SHOPPING
DINING
PATIO

Come to live and enjoy quiet country living in this 3 bedroom 2 1/2 bath home. It's just a few minutes from the 5 & 126 freeways, and the cities in the Santa Clarita Valley for all great amenities & shopping & just minutes away from the City of Val Verde. The home has good sized kitchen with granite counters, dining with a built in buffet and coffee bar station. Flow to the living room for all to entertain, while heading to the back patio to grill and garden to your hearts content. The 2 bedrooms upstairs are good size with walk in closets. The primary bedroom with udated bath has the room you need. The half bath downstairs has been updated floor and vanity done in 2017. The primary bath upstairs had floor and vanity updated 2024. Living Room slider updated 2024. Septic tank replaced in 2014 and upgraded to a 1000 gallon cement tank with 25 year warranty. A/C Unit replaced 5 years ago & upgraded to a 5 ton unit. All A/C ducting replaced 2 years ago. Just sit back under the shade of the front yard tree for the quiet nature surrounding the home and picturesque hills with sunsets and sunrises. Come and see the home to make it your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.05
Remaining Loan Term
20 years, 5 months
Monthly PITI
$2,012.18/mo
Estimated Loan Balance
$370,180
Cash to close
$332,331
Interest Paid
$117,905

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco, WoodSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Craftsman
Materials
  • Stucco, WoodSiding
  • Roof: Asphalt
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Custom Val Verde (CVVER)
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Castaic

Financial Details

  • Price per Sqft: $405.5
  • Tax Annual Amount: $
  • On Market Date: 2024-07-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $332,331 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $332,331!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.05% Sellers Rate
$272,669
Your Cash:$332,331
Total Purchase Price:$605,000

Assumed vs Traditional Mortgage

Assumed @ 4.05%
$1,608/mo
Traditional @ 7.5%
$2,346/mo
You save $738/month ($8,851/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24146049

Listing From:

Last updated: 2024-08-22T20:11:30.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.05%
7.15%

Principal & Interest

$1,608 /mo
$2,262 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $332,331 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $332,331!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.05% Sellers Rate
$272,669
Your Cash:$332,331
Total Purchase Price:$605,000

Assumed vs Traditional Mortgage

Assumed @ 4.05%
$1,608/mo
Traditional @ 7.5%
$2,346/mo
You save $738/month ($8,851/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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