Laura Jewett

Laura Jewett

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Closed

$565,000

($115,867 down)
VA

288 Lustrosos St, Oceanside, CA 92057

2
1
827 sqft
PITI Monthly
$2,160.23 /mo

Listing courtesy of: Estera Tripon, Coldwell Banker West

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,994 /mo
$3,247 /mo

What's Special

LOCATION
SHOPPING
ENTERTAINMENT
PRIVATE BACKYARD
CHARMING
COZY
SOLAR PANELS

Looking to make your move to North County San Diego? This charming single-family home has it all! Freshly painted trim, doors, kitchen cabinets, and the entire interior give this home a refreshed look and feel. The kitchen is upgraded with a new dishwasher, microwave, and faucet, perfect for your culinary adventures. The upgrades continue with a brand-new water heater (5 years left on the warranty!), new blinds, door knobs, and a fully repaired furnace to keep you cozy. The bathroom has been transformed with a new vanity, light fixture, shower head, toilet seat, and a new fan for added comfort. Step outside to a private backyard with an extended fence, creating the perfect outdoor oasis. Enjoy energy savings with leased solar panels for just $108/month, plus a fully functioning gas heater and wall unit AC. This home also includes smart features like a thermostat and kitchen light switch for convenience. Leaving behind? The fridge, stove, new dishwasher, new microwave, water heater, and repaired furnace—all yours! Location is key: 7.5 miles to Oceanside Pier, 8.2 miles to Oceanside Harbor, 7.3 miles to downtown Oceanside, 7.5 miles to Camp Pendleton, and under 10 miles to shopping, entertainment, parks, and groceries. This is one of the best-priced, upgraded homes in North County. Don’t miss out on this fantastic opportunity to own a home close to all the action!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.87
Remaining Loan Term
26 years, 6 months
Monthly PITI
$2,160.23/mo
Estimated Loan Balance
$451,878
Cash to close
$115,867
Interest Paid
$46,503

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: FloorFurnace, NaturalGas
Features
  • Materials: Asphalt
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: AverageCondition, Block, ChainLink
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Asphalt
  • Roof: Shingle
Condition
  • Year Built: 1981
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $683.19
  • Tax Annual Amount: $
  • On Market Date: 2024-09-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $115,867 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $115,867!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$449,133
Your Cash$115,867
Total Purchase Price:$565,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,994/mo
Traditional @ 7.5%
$3,368/mo
You save $1,375/month ($16,499/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240022649SD

Listing From:

Last updated: 2024-12-05T05:06:18.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,994 /mo
$3,247 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $115,867 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $115,867!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$449,133
Your Cash$115,867
Total Purchase Price:$565,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,994/mo
Traditional @ 7.5%
$3,368/mo
You save $1,375/month ($16,499/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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