Laura Jewett

Laura Jewett

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$699,900

($106,226 down)
VA

287 Indiana Avenue, El Cajon, CA 92020

3
3
1,765 sqft
PITI Monthly
$4,400.98 /mo

Listing courtesy of: Ruben Abrego, Coldwell Banker Realty

Assumed Rate

5.52%
7.15%

Principal & Interest

$3,505 /mo
$4,161 /mo

What's Special

GATED COMMUNITY
SPACIOUS
GRANITE COUNTERTOPS
WALK-IN CLOSET
SOAKING TUB
SEPARATE SHOWER
LOW HOA FEES

Breath-taking Row Home in the prestigious gated community of Park Avenue Homes. This stunning tri-level offers the space and feel of a single-family home with three bedrooms, 2.5 baths, and 1,765 square feet of living space. As you step inside, the first floor greets you with a generously spacious living room, featuring high-volt ceilings and expansive windows with shutters that flood the space with natural light. The second level boasts an open-concept kitchen with abundant storage, granite countertops, and a convenient breakfast bar that opens to a spacious family room, perfect for comfortable living and entertaining. All bedrooms are located on the top floor, ensuring your privacy and comfort. The primary bedroom features an ensuite bath with a soaking tub, dual vanities, a separate shower, and plenty of room for your clothes in a spacious walk-in closet. Additional highlights include an in-unit stacked washer and dryer, an attached two-car garage, and the added benefit of LOW HOA fees. This community is FHA and VA-approved. What sets Park Avenue Homes apart is their unique classification as Row Homes, distinct from Townhomes. Despite their appearance of being attached, each home has a constructed gap, ensuring no common walls. This unique feature allows the title to be issued as a single-family home, a rare find in a gated community. ATTENTION ONLY VA BUYERS THIS LOAN IS ASSUMABLE AT 4.5%.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.52
Remaining Loan Term
27 years, 4 months
Monthly PITI
$4,400.98/mo
Estimated Loan Balance
$595,212
Cash to close
$106,226
Interest Paid
$89,070

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 3
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights
HOA
  • Has HOA: Yes
  • HOA Name: Park Avenue management
  • HOA Amenities: Unknown
  • HOA Fee: $99
  • HOA Frequency: $Monthly
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $396.54
  • Tax Annual Amount: $8748.75
  • On Market Date: 2025-03-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $106,226 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $106,226!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$593,674
Your Cash$106,226
Total Purchase Price:$699,900

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$3,505/mo
Traditional @ 7.5%
$4,316/mo
You save $810/month ($9,723/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2502242

Listing From:

Last updated: 2025-03-31T23:19:20.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.52%
7.15%

Principal & Interest

$3,505 /mo
$4,161 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $106,226 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $106,226!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$593,674
Your Cash$106,226
Total Purchase Price:$699,900

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$3,505/mo
Traditional @ 7.5%
$4,316/mo
You save $810/month ($9,723/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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