Laura Jewett

Laura Jewett

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Closed

$949,000

($188,467 down)
VA

2876 Pioneer Way, Jamul, CA 91935

3
3
2,820 sqft
PITI Monthly
$3,662.49 /mo

Listing courtesy of: David Flores, eXp Realty of California, Inc.

Assumed Rate

2.94%
7.15%

Principal & Interest

$3,446 /mo
$5,563 /mo

What's Special

LOCATION
SERENE
SPACIOUS
STAINLESS STEEL APPLIANCES
PATIO
CHARMING
MOTIVATED SELLER

VA ASSUMABLE LOAN AT AN INTEREST RATE OF 2.6% MOTIVATED SELLERS! Welcome to this charming 2-story home, offering the perfect blend of comfort and style. The spacious layout features a large kitchen equipped with sleek stainless steel appliances, ideal for both everyday cooking and entertaining. Enjoy the custom-built bar, perfect for hosting guests or relaxing after a long day. The open floor plan extends seamlessly to a covered patio, providing a great outdoor space to unwind. Situated on a 1-acre (43,560 sqft) lot in Jamul, this home boasts a variety of fruit trees, including pear, blood orange, three types of lime, lemon, mandarin, peach, pomegranate, white grapefruit, plum, grapes, and avocado, creating a peaceful and private atmosphere. The east-facing backyard captures the stunning sunrise, offering a beautiful start to your day. This property provides plenty of room for outdoor activities or future expansion. Additional highlights include a convenient laundry room located on the main floor, and an attached 2-car garage that offers ample storage and parking. With its thoughtful design, prime location, and serene surroundings, this property is a true gem.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
26 years, 3 months
Monthly PITI
$3,662.49/mo
Estimated Loan Balance
$765,257
Cash to close
$188,467
Interest Paid
$87,216

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas, Wood, WoodStove
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: ChainLink, Partial, Wood
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: AboveGround

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1972
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, DogPark, Foothills, Fishing, Golf, Hiking, HorseTrails, Hunting, Lake, Mountainous, NearNationalForest, PreservePublicLand, Rural, Ravine, Valley
HOA
  • Has HOA: No
Location
  • Region: Jamul

Financial Details

  • Price per Sqft: $336.52
  • Tax Annual Amount: $11862.5
  • On Market Date: 2025-01-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $188,467 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $188,467!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$760,533
Your Cash$188,467
Total Purchase Price:$949,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$3,446/mo
Traditional @ 7.5%
$5,770/mo
You save $2,324/month ($27,892/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250000579SD

Listing From:

Last updated: 2025-02-17T20:31:25.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$3,446 /mo
$5,563 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $188,467 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $188,467!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$760,533
Your Cash$188,467
Total Purchase Price:$949,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$3,446/mo
Traditional @ 7.5%
$5,770/mo
You save $2,324/month ($27,892/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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