Laura Jewett

Laura Jewett

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Closed

$385,000

($123,390 down)
FHA

28735 N GYPSUM Drive, San Tan Valley, AZ 85143

4
2
1,952 sqft
PITI Monthly
$1,736.55 /mo

Listing courtesy of: Sandra L Cano, Realty ONE Group

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,252 /mo
$2,048 /mo

What's Special

WALK-IN CLOSET
PATIO

Gorgeous 4-bedroom 2 bath home in San Tan Valley. Kitchen offers stainless-steel range, built-in microwave, granite counter tops, and large island with breakfast bar. Large great room area is off from the kitchen. The Master bedroom has dual sinks, walk-in closet, and extra linen space. Enjoy the days and evenings in the large, covered back patio. The backyard has low maintenance landscaping, and ample space for entertaining. This home has no backyard neighbors.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.84
Remaining Loan Term
26 years, 6 months
Monthly PITI
$1,736.55/mo
Estimated Loan Balance
$288,893
Cash to close
$123,390
Interest Paid
$29,015

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Programmable Thmstat
  • Heating: Electric, ENERGY STAR Qualified Equipment
Features
  • Materials: Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Private Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Unknown
Materials
  • Stucco, Frame - Wood
  • Roof: Tile, Concrete
Condition
  • Year Built: 2020
Details
  • Builder: D. R. Horton

Community & HOA

Community
  • Subdivision: THE VILLAGE AT COPPER BASIN UNIT 5C-1 2017019532
  • Features: Community Pool, Playground, Biking/Walking Path, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Village of Copper Ba
  • HOA Amenities: Unknown
  • HOA Fee: $94
  • HOA Frequency: $Monthly
Location
  • Region: San Tan Valley

Financial Details

  • Price per Sqft: $197.23
  • Tax Annual Amount: $1433
  • On Market Date: 2024-03-22T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $123,390 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $123,390!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$261,610
Your Cash$123,390
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,252/mo
Traditional @ 7.5%
$2,124/mo
You save $872/month ($10,463/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6678554

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-07-03T04:31:30.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,252 /mo
$2,048 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $123,390 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $123,390!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$261,610
Your Cash$123,390
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,252/mo
Traditional @ 7.5%
$2,124/mo
You save $872/month ($10,463/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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