Laura Jewett

Laura Jewett

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Closed

$515,000

($365,203 down)
VA

286 RidgeView Trail, Idaho Springs, CO 80452

4
3
2,688 sqft
PITI Monthly
$1,465.35 /mo

Listing courtesy of: Cody Walker, eXp Realty, LLC

Assumed Rate

4.55%
7.15%

Principal & Interest

$1,126 /mo
$1,493 /mo

What's Special

MODERN
DECK
MOUNTAIN VIEWS

Welcome to 286 Trail Ridge Road, where mountain serenity meets modern living on 1.76 acres of stunning natural beauty. This updated home features an open-concept layout with laminate flooring and custom-poured countertops. Large windows flood the home with natural light, showcasing breathtaking mountain views that will make you feel right at home. Step out onto the expansive new back deck—nearly 400 sqft—perfect for morning coffee or hosting gatherings while soaking in the scenery. The home boasts tasteful finishes throughout, with brand-new plank flooring, while the carpet is ready for your personal choice after closing. You’ll enjoy the ease of public electricity and internet, combined with the independence of well water and a newly serviced septic system. With mineral rights included and spread across 3 lots, this property offers space, privacy, and future potential. The two-year-old shed adds extra storage for your outdoor gear and hobbies. Just a short drive from Denver and world-class ski resorts, this home combines the peacefulness of mountain living with easy access to city amenities. Whether you’re searching for a full-time residence or a weekend retreat, 286 Trail Ridge Road offers the ideal mountain escape. Don’t miss out on this unique opportunity to embrace Colorado’s mountain lifestyle!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.55
Remaining Loan Term
16 years, 5 months
Monthly PITI
$1,465.35/mo
Estimated Loan Balance
$188,312
Cash to close
$365,203
Interest Paid
$118,707

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Forced Air, Wood, Wood Stove
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Modular, Traditional
Materials
  • Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Blue Valley Acres
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Idaho Springs

Financial Details

  • Price per Sqft: $191.59
  • Tax Annual Amount: $2068
  • On Market Date: 2024-08-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $365,203 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $365,203!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$149,797
Your Cash:$365,203
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$1,126/mo
Traditional @ 7.5%
$1,548/mo
You save $422/month ($5,063/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2272142

Listing From: recolorado

Last updated: 2024-10-16T13:23:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.55%
7.15%

Principal & Interest

$1,126 /mo
$1,493 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $365,203 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $365,203!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$149,797
Your Cash:$365,203
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$1,126/mo
Traditional @ 7.5%
$1,548/mo
You save $422/month ($5,063/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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