Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$534,000

($283,988 down)
VA

286 Castellana S, Palm Desert, CA 92260

3
2
1,584 sqft
PITI Monthly
$1,396.41 /mo

Listing courtesy of: Mercedes French, Seven Gables Real Estate

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,230 /mo
$1,857 /mo

What's Special

EN SUITE BATHROOM
CLUBHOUSE
PRICE REDUCED

PRICE REDUCED! MOTIVATED! This wonderful END unit located in Monterey Country Club may have one of the most awe-inspiring views of Mt. San Jacinto in the community, offering gorgeous sunrises AND sunsets to book end your Desert experience. This home has abundant natural light and has a bright, clean, airy feel. Conveniently located at one of the 37 pools and spas in Monterey CC (yes 37!!!!), as an end unit, there is only one shared wall. The seller has recently installed a new AC unit and water heater and completed a tasteful update to the kitchen as well as the primary en suite. Just like the living room, the primary bedroom boasts high ceilings and the en suite bathroom has a walk-in shower that is heaven, with a completely doorless entry. Higher end ceramic tile and neutral carpet in bedrooms and part of the living room help make the flooring perfect for the desert—very easy to maintain. Monterey CC offers 27 holes of a Ted Robinson designed golf course, tennis, pickleball, bocce, workout facility and a vibrant clubhouse. It is centrally located to all the world-class amenities the Desert has to offer. Equi-distant to Palm Springs as well as Indio, and a very short drive to El Paseo, Acrisure Arena, Eisenhower Medical Center and walkable to the McCallum Theatre—this beautiful property has it all! The only thing missing is YOU.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.47
Remaining Loan Term
25 years, 0 months
Monthly PITI
$1,396.41/mo
Estimated Loan Balance
$251,021
Cash to close
$283,988
Interest Paid
$45,337

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Shake
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Heated, InGround, Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Spanish, Traditional
Materials
  • Stucco
  • Roof: Shake
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Monterey Country Club (32250)
  • Features: Golf, Lake, StreetLights, Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Monterey Country Club
  • HOA Amenities: Unknown
  • HOA Fee: $735
  • HOA Frequency: $Monthly
Location
  • Region: Palm Desert

Financial Details

  • Price per Sqft: $337.12
  • Tax Annual Amount: $
  • On Market Date: 2024-09-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $283,988 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $283,988!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$250,012
Your Cash:$283,988
Total Purchase Price:$534,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,230/mo
Traditional @ 7.5%
$1,926/mo
You save $696/month ($8,352/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC24191547

Listing From:

Last updated: 2025-01-14T02:18:25.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,230 /mo
$1,857 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $283,988 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $283,988!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$250,012
Your Cash:$283,988
Total Purchase Price:$534,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,230/mo
Traditional @ 7.5%
$1,926/mo
You save $696/month ($8,352/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.