Laura Jewett

Laura Jewett

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Closed

$630,000

($259,703 down)
FHA

286 Anderegg Lane, Colton, CA 92324

5
3
2,584 sqft
PITI Monthly
$3,144.61 /mo

Listing courtesy of: Darin Kleinpell, Kleinpell Team Realty

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,991 /mo
$2,951 /mo

What's Special

SERENE
DINING
SPACIOUS
GRANITE COUNTERTOPS
WALK-IN CLOSET
MASTER SUITE

Stunning 4-bedroom home in the desirable La Loma housing tract! This spacious property features a large loft, a combined living and dining room, and a gourmet kitchen with granite countertops and a 5-burner stove. The kitchen opens to a generous family room, perfect for entertaining. The master suite offers serene hill views, a separate tub and shower, and a spacious walk-in closet. Enjoy a 3-car tandem garage, with the 3rd car currently used as a home gym, plus 2 full bathrooms and a convenient downstairs half bath. And your low maintenance backyard is the perfect place to entertain or just relax at home. A truly rare find in this highly sought-after neighborhood!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.62
Remaining Loan Term
24 years, 6 months
Monthly PITI
$3,144.61/mo
Estimated Loan Balance
$428,493
Cash to close
$259,703
Interest Paid
$82,343

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Wood

Exterior

Fencing
  • Fencing: Vinyl
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2008
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Colton

Financial Details

  • Price per Sqft: $243.81
  • Tax Annual Amount: $7875
  • On Market Date: 2024-12-13T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $259,703 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $259,703!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$370,297
Your Cash$259,703
Total Purchase Price:$630,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,991/mo
Traditional @ 7.5%
$3,061/mo
You save $1,070/month ($12,836/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW24247690

Listing From:

Last updated: 2025-02-20T04:00:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,991 /mo
$2,951 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $259,703 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $259,703!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$370,297
Your Cash$259,703
Total Purchase Price:$630,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,991/mo
Traditional @ 7.5%
$3,061/mo
You save $1,070/month ($12,836/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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