Laura Jewett

Laura Jewett

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Closed

$699,000

($278,398 down)
FHA

28628 Myers Country Ln, Valley Center, CA 92082

2
1
1,040 sqft
PITI Monthly
$3,155.31 /mo

Listing courtesy of: Kay Bates, Re/Max Excellence

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,931 /mo
$3,138 /mo

What's Special

SERENE
DINING
GRANITE COUNTERTOPS
DECK
PATIO
MATURE TREES
HISTORIC
COZY

Your Dream Country Retreat Awaits! Escape to your own private oasis in the heart of Valley Center! Whether you're looking for a peaceful forever home or a serene getaway this home offers tranquility and relaxation. Situated on 2.5 acres of lush, usable land, this property offers endless possibilities for gardening, outdoor activities, even adding a guest home, ADU or a pool. The Kitchen is a bright galley style with granite countertops, lots of cabinets, newer microwave, new refrigerator, travertine tile flooring & beautiful views from your kitchen windows. The Primary Suite has hard wood flooring, ceiling fan, newer windows, closet with built out, the door opens onto the outdoor private sanctuary patio with cobblestone pavers & firepit. The living room/dining room will make you feel you are in a cabin, very cozy with laminate flooring, ceiling fan, rich wood paneling, new wood burning pellet stove, newer windows and a few historic windows, and the door opens onto a beautiful wooden deck and the lush green field. The Outdoor Living in incredible. Enjoy the California sunshine or evening stargazing. Zoned for horses, this property includes a barn/outbuilding, corral area, and plenty of space for your pets. Enjoy all that nature has to offer, including the outdoor shower, and garden area. Detached Workshop: Ideal for project enthusiasts, hobbyists, or additional storage. Breathtaking views of rolling hills and mature trees create a picturesque backdrop for your daily life. Sale includes washer, dryer, refrigerator. Don't miss out on this home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$3,155.31/mo
Estimated Loan Balance
$457,430
Cash to close
$278,398
Interest Paid
$56,496

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: PelletStove
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Laminate, Tile, Wood

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • WoodSiding
  • Roof: Composition
Condition
  • Year Built: 1937
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Valley Center
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Valley Center

Financial Details

  • Price per Sqft: $672.12
  • Tax Annual Amount: $8737.5
  • On Market Date: 2025-02-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $278,398 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $278,398!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$420,602
Your Cash$278,398
Total Purchase Price:$699,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,931/mo
Traditional @ 7.5%
$3,255/mo
You save $1,324/month ($15,884/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250019693SD

Listing From:

Last updated: 2025-03-21T17:52:18.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,931 /mo
$3,138 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $278,398 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $278,398!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$420,602
Your Cash$278,398
Total Purchase Price:$699,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,931/mo
Traditional @ 7.5%
$3,255/mo
You save $1,324/month ($15,884/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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