Laura Jewett

Laura Jewett

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Closed

$419,000

($288,992 down)
FHA

2860 Wilson Avenue, Redding, CA 96002

4
2
2,100 sqft
PITI Monthly
$1,099.36 /mo

Listing courtesy of: Karli Martin, Keller Williams Realty Chico Area

Assumed Rate

3.6%
7.15%

Principal & Interest

$821 /mo
$1,220 /mo

What's Special

REMODELED
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
HOME OFFICE
PATIO
SAFE
EFFICIENT

Welcome to 2860 Wilson Ave in Redding, CA, a beautifully upgraded 4-bedroom, 2-bathroom home with 2,100 sq. ft. of spacious living on a generous 0.3-acre lot. From a 17-panel OWNED Solar System to a new A/C unit, this property offers a perfect blend of modern amenities, energy efficiency, and thoughtful details. Step inside to find fresh interior paint, durable stamped concrete flooring, and a remodeled kitchen featuring granite countertops, stainless appliances, and a gas stove -- all included in the home. The spacious layout continues into a bonus room with new flooring, ideal as a home office, media room, or formal dining room. Both bathrooms are fully remodeled, with a walk-in shower in the primary suite and a luxurious Jacuzzi tub in the guest bathroom, creating the ultimate retreat. Outside, the property shines with a fully fenced backyard, raised garden beds for those with a green thumb, and a patio perfect for outdoor dining or entertaining. Looking to store your toys or RV? Then this house is the one for you! With an oversized driveway, a gated RV Parking area, and additional parking space that's perfect for a smaller RV or boat - ideal for outdoor enthusiasts or those needing extra storage space. Additional highlights include a new roof (2017), new siding (2021), a new garage door, and openers. The home's utility-friendly setup includes a gas water heater, a gas or electric dryer hookup with appliances, and a bolted-down safe in the pantry for added peace of mind. With all these thoughtful upgrades, this move-in-ready home is an outstanding find. Enjoy the convenience of modern features, and the comfort of an energy-efficient setup. Discover everything this fantastic home and Redding has to offer!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.6
Remaining Loan Term
17 years, 6 months
Monthly PITI
$1,099.36/mo
Estimated Loan Balance
$229,898
Cash to close
$288,992
Interest Paid
$70,380

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces, Wood
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, Masonry, RaisedHearth, WoodBurning
  • Flooring: Carpet, Concrete, Laminate

Exterior

Fencing
  • Fencing: ChainLink, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1970
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, StormDrains, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Redding

Financial Details

  • Price per Sqft: $199.52
  • Tax Annual Amount: $5237.5
  • On Market Date: 2024-10-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $288,992 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $288,992!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.6% Sellers Rate
$130,008
Your Cash:$288,992
Total Purchase Price:$419,000

Assumed vs Traditional Mortgage

Assumed @ 3.6%
$821/mo
Traditional @ 7.5%
$1,266/mo
You save $444/month ($5,332/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN24221450

Listing From:

Last updated: 2025-02-03T15:39:17.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.6%
7.15%

Principal & Interest

$821 /mo
$1,220 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $288,992 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $288,992!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.6% Sellers Rate
$130,008
Your Cash:$288,992
Total Purchase Price:$419,000

Assumed vs Traditional Mortgage

Assumed @ 3.6%
$821/mo
Traditional @ 7.5%
$1,266/mo
You save $444/month ($5,332/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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