Laura Jewett

Laura Jewett

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$309,000

($71,161 down)
FHA

2860 N Carefree Way, Crestone, CO 81131

3
2
1,365 sqft
PITI Monthly
$1,598.06 /mo

Listing courtesy of: Nick Nevares, Mountainside Realty

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,069 /mo
$1,718 /mo

What's Special

DINING

UNIQUE OPPORTUNITY to ASSUME the current owner's 3.5% interest rate, if buyer qualifies for financing! Incredible views of both the Sangre De Cristo Mountains and the San Luis Valley from every light filled window, this 1388 sq ft 3 BD/2 BA newly updated home is ready for its next owner! The exterior of the house features both a front and huge (300 sq ft) side exterior porch, log siding and a wind-resistant metal roof, the home is meant to be enjoyed throughout the year. Inside, newly updated laminate wood flooring and a large wood burning stove greet you as you enter though the covered front porch, and the open kitchen/living room/dining room floorplan is perfect for a family or friends gathering. The large kitchen includes ample cabinets and stainless appliances as well as a , with the dining area taking full advantage of the spectacular mountains views. These same expansive views can be had from each of the three bedrooms as well. The master includes ample space for both a bed and sitting area, as well as a private 3/4 bathroom and large walk in closet. The two additional bedrooms have access to a full bath in the hallway, all with plenty of storage space. The laundry room hosts both the washer and dryer, as well as the propane furnace. A third access door takes you out of the home to the driveway outside, where there is plenty of room for a future garage. 10 minutes from the town of Crestone for groceries, gas, etc, as well as to world class hiking, fishing, and hunting. Come find your bliss in Crestone!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.98
Remaining Loan Term
26 years, 4 months
Monthly PITI
$1,598.06/mo
Estimated Loan Balance
$248,344
Cash to close
$71,161
Interest Paid
$26,722

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Wood Burning Stove
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Metal
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Modular
Materials
  • Frame
  • Roof: Metal
Condition
  • Year Built: 2009
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Baca Grande Chalet Two
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Baca Grande Property Owners Association
  • HOA Amenities: Unknown
  • HOA Fee: $658
  • HOA Frequency: $Annually
Location
  • Region: Crestone

Financial Details

  • Price per Sqft: $226.37
  • Tax Annual Amount: $2382
  • On Market Date: 2024-04-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $71,161 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $71,161!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$237,839
Your Cash$71,161
Total Purchase Price:$309,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,069/mo
Traditional @ 7.5%
$1,782/mo
You save $712/month ($8,547/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC7579627

Listing From: recolorado

Last updated: 2025-03-06T00:16:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,069 /mo
$1,718 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $71,161 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $71,161!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$237,839
Your Cash$71,161
Total Purchase Price:$309,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,069/mo
Traditional @ 7.5%
$1,782/mo
You save $712/month ($8,547/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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