Laura Jewett

Laura Jewett

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$338,000

($122,776 down)
FHA

285 S ESPADA Trail, Casa Grande, AZ 85194

3
2
1,881 sqft
PITI Monthly
$1,424.68 /mo

Listing courtesy of: Chance Casey, My Home Group Real Estate

Assumed Rate

2.74%
7.15%

Principal & Interest

$953 /mo
$1,578 /mo

What's Special

WALK-IN CLOSET
PATIO
LANDSCAPED
PLAYGROUND
COZY

Welcome to this lovely 3-bedroom, 2-bath home in Mission Royale! The property features a 2-car garage, RV gate, attractive stone accents, and a meticulously landscaped front yard. The great room showcases high ceilings, a soothing palette, window blinds, and durable tile flooring. The kitchen is equipped with granite counters, abundant wood cabinetry, recessed lighting, SS appliances, a walk-in pantry, and a central island with a breakfast bar. The main bedroom offers cozy carpeting and a private bathroom with a walk-in closet. Venture outside to enjoy beautiful sunsets from the covered patio in the backyard. Community amenities include access to a playground, a refreshing pool, and a recreation center. Don't miss out on this fantastic opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,424.68/mo
Estimated Loan Balance
$216,144
Cash to close
$122,776
Interest Paid
$24,978

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Electric, Natural Gas
Features
  • Materials: Painted, Stucco, Stone, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Stone, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: DR Horton

Community & HOA

Community
  • Subdivision: MISSION ROYALE PHASE 3 PARCEL 1
  • Features: Community Pool, Guarded Entry, Playground, Biking/Walking Path, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Mission Royale
  • HOA Amenities: Unknown
  • HOA Fee: $114
  • HOA Frequency: $Monthly
Location
  • Region: Casa Grande

Financial Details

  • Price per Sqft: $179.69
  • Tax Annual Amount: $1877
  • On Market Date: 2024-07-06T08:31:51.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $122,776 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $122,776!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$215,224
Your Cash$122,776
Total Purchase Price:$338,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$953/mo
Traditional @ 7.5%
$1,637/mo
You save $684/month ($8,213/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6727670

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-01-06T19:25:28.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$953 /mo
$1,578 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $122,776 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $122,776!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$215,224
Your Cash$122,776
Total Purchase Price:$338,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$953/mo
Traditional @ 7.5%
$1,637/mo
You save $684/month ($8,213/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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