Laura Jewett

Laura Jewett

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Closed

$269,000

($46,478 down)
FHA

2851 Smoke Tree Lane UNIT 38, Prescott, AZ 86301

2
2
1,145 sqft
PITI Monthly
$1,577.18 /mo

Listing courtesy of: Madeleine J. Curran, Realty ONE Group Mt Desert

Assumed Rate

4.04%
7.15%

Principal & Interest

$1,223 /mo
$1,722 /mo

What's Special

SHOPPING
DINING
DECK
PATIO
COZY
LOW HOA FEES

Adorable, 2-bedroom, 2 bath home in a small, well maintained park community. Low HOA fees and no Leased land. Located close to the amenities of shopping, medical, hiking and the courthouse square of the downtown district. Shrub lined front Trex deck leads to the private paver lined patio where you can enjoy the shade of a pergola and be surrounded by the beauty of seasonal flowers and greenery. There is a separate gate that allows for storage of outdoor items like kayaks & bikes plus a separate shed/storage area. Cozy would be the best word for the inside with its diffused natural light and the open kitchen/dining and living room area. The large primary bedroom has a walk-in shower. Separate laundry room with cabinets and outside entry. New HVAC Dec 2023. Well worth a look!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.04
Remaining Loan Term
23 years, 4 months
Monthly PITI
$1,577.18/mo
Estimated Loan Balance
$224,403
Cash to close
$46,478
Interest Paid
$64,436

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air Gas, Natural Gas
Features
  • Materials: Other
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: Mfg/Mobile
  • Architectural Style: Double Wide
Materials
  • Other
  • Roof: Composition
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Sunrise Meadows
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $420
  • HOA Frequency: $Semi-Annually
Location
  • Region: Prescott

Financial Details

  • Price per Sqft: $234.93
  • Tax Annual Amount: $279
  • On Market Date: 2025-01-27T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $46,478 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $46,478!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.04% Sellers Rate
$222,522
Your Cash$46,478
Total Purchase Price:$269,000

Assumed vs Traditional Mortgage

Assumed @ 4.04%
$1,223/mo
Traditional @ 7.5%
$1,786/mo
You save $563/month ($6,758/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PAR1070191

Listing From: paar

Last updated: 2025-03-24T16:47:21.000Z

© , paar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.04%
7.15%

Principal & Interest

$1,223 /mo
$1,722 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $46,478 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $46,478!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.04% Sellers Rate
$222,522
Your Cash$46,478
Total Purchase Price:$269,000

Assumed vs Traditional Mortgage

Assumed @ 4.04%
$1,223/mo
Traditional @ 7.5%
$1,786/mo
You save $563/month ($6,758/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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