Laura Jewett

Laura Jewett

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Closed

$524,900

($370,636 down)
FHA

28504 N 25TH Avenue, Phoenix, AZ 85085

4
3
2,232 sqft
PITI Monthly
$1,175.41 /mo

Listing courtesy of: Neil P Gatten, Berkshire Hathaway HomeServices Arizona Properties

Assumed Rate

3.16%
7.15%

Principal & Interest

$720 /mo
$1,130 /mo

What's Special

SHOPPING
ENTERTAINMENT
SPACIOUS
MODERN
RENOVATED
FIREPLACE
COZY

With its inviting charm, cozy fireplace, tranquil surroundings, nearby shopping amenities, expansive yard, and numerous upgrades including newer AC, replaced in 2019 and new carpet in 2022, this Norterra home is a true gem waiting to be discovered. Experience the partially renovated kitchen, appealing bathrooms, and modern fixtures throughout the home. Step into the spacious yard, perfect for outdoor activities and gatherings, offering ample space for all your entertainment needs. Enjoy the convenience of easy access to shopping destinations, including malls, grocery stores, and boutiques just a stone's throw away. Don't miss the opportunity to immerse yourself in the comfort and beauty of this home. This is the one!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.16
Remaining Loan Term
25 years, 4 months
Monthly PITI
$1,175.41/mo
Estimated Loan Balance
$157,659
Cash to close
$370,636
Interest Paid
$23,479

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Programmable Thmstat, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Family Room
  • Flooring: Carpet, Vinyl, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Unknown
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: UNK

Community & HOA

Community
  • Subdivision: DYNAMITE MOUNTAIN RANCH SECTION A3
  • Features: Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Cornerstone Mgmt
  • HOA Amenities: Unknown
  • HOA Fee: $155
  • HOA Frequency: $Quarterly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $235.17
  • Tax Annual Amount: $2046
  • On Market Date: 2024-07-04T07:19:20.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $370,636 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $370,636!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$154,264
Your Cash:$370,636
Total Purchase Price:$524,900

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$720/mo
Traditional @ 7.5%
$1,172/mo
You save $452/month ($5,426/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6680310

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-08-12T21:33:11.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$720 /mo
$1,130 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $370,636 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $370,636!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$154,264
Your Cash:$370,636
Total Purchase Price:$524,900

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$720/mo
Traditional @ 7.5%
$1,172/mo
You save $452/month ($5,426/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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