Laura Jewett

Laura Jewett

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Closed

$629,000

($352,959 down)
VA

2847 E MELODY Lane, Gilbert, AZ 85234

4
2
2,112 sqft
PITI Monthly
$1,623.53 /mo

Listing courtesy of: Angela Tauscher, Rover Realty

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,286 /mo
$2,071 /mo

What's Special

SHOPPING
DINING
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
SEPARATE SHOWER
PATIO

Stunning 4 Bed/2 Bath with a POOL and 3 Car Garage on a Corner Lot in Gilbert, AZ. Roof replaced in 2024. Beautiful kitchen with oak cabinets, corian counters, island, stainless steel appliances and opens to the family room with fireplace. Formal living and dining room with vaulted ceiling. Front bedroom has double doors so that room can be used as an office or bedroom. One of the bedrooms is not photographed due to storage. Large primary bedroom with a walk-in closet. Primary bathroom has a soaking tub, dual sinks and separate shower. Laundry room has extra cabinets and sink. Garage has tons of storage. Enjoy the backyard with an extended covered patio, drop-in grill, and pool to cool off on hot days. Easy access to shopping, dining, downtown Gilbert and US 60 freeway.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.96
Remaining Loan Term
25 years, 4 months
Monthly PITI
$1,623.53/mo
Estimated Loan Balance
$276,645
Cash to close
$352,959
Interest Paid
$40,247

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Family Room
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1996
Details
  • Builder: SHEA HOMES

Community & HOA

Community
  • Subdivision: CARRIAGE LANE 10
  • Features: Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Carriage Lane 10
  • HOA Amenities: Unknown
  • HOA Fee: $375
  • HOA Frequency: $Semi-Annually
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $297.82
  • Tax Annual Amount: $2050
  • On Market Date: 2025-01-17T23:40:07.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $352,959 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $352,959!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$276,041
Your Cash:$352,959
Total Purchase Price:$629,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,286/mo
Traditional @ 7.5%
$2,148/mo
You save $862/month ($10,344/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6807067

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-11T08:06:12.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,286 /mo
$2,071 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $352,959 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $352,959!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$276,041
Your Cash:$352,959
Total Purchase Price:$629,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,286/mo
Traditional @ 7.5%
$2,148/mo
You save $862/month ($10,344/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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