Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$615,000

($137,540 down)
VA

28471 Cosmos Drive, Winchester, CA 92596

4
3
1,896 sqft
PITI Monthly
$3,181.28 /mo

Listing courtesy of: Kathy Lowe, CENTURY 21 Affiliated

Assumed Rate

6.34%
7.15%

Principal & Interest

$3,015 /mo
$3,276 /mo

What's Special

ENTERTAINMENT
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
NO HOA

OWNED SOLAR! This highly upgraded, stunning 4 bedroom/3 bathroom single-story home sits on a spacious corner lot and comes with panels. It's one of the rare models featuring a welcoming front porch. The home greets you with a broad, lengthy entryway leading to an open-concept floor plan. The kitchen features a sizable island with a breakfast bar, quartz countertops, stainless steel appliances, white cabinetry, and ample storage space. It flows seamlessly into the great room and dining area, both under a soaring vaulted ceiling. The great room is equipped with a substantial, custom-built entertainment center, providing extensive storage. The home includes a large primary suite with dual vanities and a walk-in closet, plus three additional bedrooms and two more bathrooms. Outside, the backyard boasts an expansive concrete patio and two generous side yards. Other notable upgrades are crown molding, elegant laminate flooring, custom paint, ceiling fans, a security system, and an epoxy-coated garage. Situated in the Pleasant Valley Ranch community with no HOA fees, this home is truly a must-see.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.34
Remaining Loan Term
28 years, 2 months
Monthly PITI
$3,181.28/mo
Estimated Loan Balance
$478,921
Cash to close
$137,540
Interest Paid
$55,800

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2023
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Winchester

Financial Details

  • Price per Sqft: $324.37
  • Tax Annual Amount: $
  • On Market Date: 2024-10-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $137,540 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $137,540!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$477,460
Your Cash$137,540
Total Purchase Price:$615,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$3,015/mo
Traditional @ 7.5%
$3,398/mo
You save $383/month ($4,598/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24200593

Listing From:

Last updated: 2024-12-19T06:04:53.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.34%
7.15%

Principal & Interest

$3,015 /mo
$3,276 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $137,540 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $137,540!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$477,460
Your Cash$137,540
Total Purchase Price:$615,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$3,015/mo
Traditional @ 7.5%
$3,398/mo
You save $383/month ($4,598/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.