Laura Jewett

Laura Jewett

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Closed

$589,000

($419,020 down)
VA

2825 W Payson Court, Visalia, CA 93291

5
3
2,825 sqft
PITI Monthly
$1,550 /mo

Listing courtesy of: Garrett McColl, Realty Concepts, Ltd.

Assumed Rate

2.16%
7.15%

Principal & Interest

$1,383 /mo
$1,928 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
GAME ROOM
PATIO
MOTIVATED SELLER

Motivated seller! Welcome to 2825 W Payson Ct, an amazing home located in the desirable Shannon Ranch featuring 5 bedrooms, 3 bathrooms, 3-car garage, & a custom pool! As you enter the front door you are greeted by the first living room with vaulted ceilings & one entry to the dual-sided staircase. Make your way to the main living room & you are invited by a great open floor plan with a gas fireplace, recessed lighting, & built-in surround sound. The kitchen boasts granite countertops, a generous island, stainless steel appliances, & a large walk-in pantry with an electrical outlet for the convenience of your kitchen & cooking needs. On the first floor, you also have an isolated bedroom & bathroom. Arrive upstairs, where you will find the remaining 4 bedrooms, 2 bathrooms, & the laundry room. In the north wing, you have the laundry room with additional cabinetry & counter space, a full bathroom, an oversized bedroom with built-in surround sound that could also be great for a game room, & another full-size bedroom. Make your way down the hall to find another bedroom & the spacious owner suite with surround sound & an ensuite featuring a shower, tub, & dual sinks. Step outside to the oasis of a backyard that has an abundance of covered patio space to hang out & entertain, while enjoying the custom pool & in-ground spa. The pebblesheen pool boasts water features, a deep end that is 10', a 4.5' deep lounging area with umbrella hookups, & a heater that gives access to the pool year-round, while the in-ground spa includes split-bench seating. The backyard also has a concrete area plumbed for gas, in case you would like to add a fire pit or grill in the future. Other great features include dual-zoned HVAC, a whole house fan, ceiling fans throughout the house, & the 3-car garage that is insulated, finished, taped, textured, has an extra dryer outlet, & an additional dedicated circuit for hooking up an RV or your power tools. Call to schedule your tour today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.16
Remaining Loan Term
11 years, 4 months
Monthly PITI
$1,550/mo
Estimated Loan Balance
$195,568
Cash to close
$419,020
Interest Paid
$15,084

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, WholeHouseFan
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Heated, InGround, Pebble, Private

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Urban
HOA
  • Has HOA: No
Location
  • Region: Visalia

Financial Details

  • Price per Sqft: $208.5
  • Tax Annual Amount: $7362.5
  • On Market Date: 2024-12-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $419,020 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $419,020!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.16% Sellers Rate
$169,980
Your Cash:$419,020
Total Purchase Price:$589,000

Assumed vs Traditional Mortgage

Assumed @ 2.16%
$1,383/mo
Traditional @ 7.5%
$1,973/mo
You save $589/month ($7,071/year)

*Secondary financing rates are an estimated value based on input

MLS ID: FR24245584

Listing From:

Last updated: 2025-02-28T23:33:54.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.16%
7.15%

Principal & Interest

$1,383 /mo
$1,928 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $419,020 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $419,020!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.16% Sellers Rate
$169,980
Your Cash:$419,020
Total Purchase Price:$589,000

Assumed vs Traditional Mortgage

Assumed @ 2.16%
$1,383/mo
Traditional @ 7.5%
$1,973/mo
You save $589/month ($7,071/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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