Laura Jewett

Laura Jewett

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Closed

$685,000

($35,149 down)
FHA

2823 Juniper Berry Street, Spring Valley, CA 91977

3
4
1,459 sqft
PITI Monthly
$4,900.81 /mo

Listing courtesy of: Tiffanie Quatraro, Realty ONE Group Southwest

Assumed Rate

6.82%
7.15%

Principal & Interest

$4,271 /mo
$4,416 /mo

What's Special

LOCATION
SHOPPING
ENTERTAINMENT
SPACIOUS
MODERN
LUXURY
WALK-IN CLOSET
BALCONY
EFFICIENT
SOLAR PANELS

Just in time for the holidays! This is a rare opportunity to own a one year new Aurora Plan 2 Corner Unit with desirable three bedroom, 3.5 bath layout. Discover this stunning Energy Star-certified home with extensive upgrades, owned solar and prime location. Featuring an open, bright design, this home boasts a private view balcony and modern living at its finest. Key features include: Rare Layout: 3 spacious bedrooms, each with walk-in closets, and a bedroom and full bathroom located on same level as kitchen and living area. Perfect for guests! Upgraded Interior: Luxury vinyl plank flooring, Kohler sinks and faucets, quartz countertops in all bathrooms, and a modern kitchen. Energy-Efficient Home: Owned solar panels, energy-efficient water heater, smart thermostat, and water-saving features throughout. Convenient Amenities: Wired for electric car charging, two-car garage, and laundry on the third level.Prime location, minutes from Highways 94, 125, and 54 for easy commuting.Close to restaurants, shopping, and entertainment, including theaters.Just a 15-minute drive to downtown San Diego and Sharp Grossmont Hospital. Nine minute drive to Cuyamaca College. Walkable to Monte Vista High School and Sweetwater County Park, offering an amphitheater, exercise trails, picnic areas, and a tot lot. This home offers the perfect blend of modern upgrades, energy efficiency, and unbeatable location. Don’t miss out on this rare opportunity! Schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.82
Remaining Loan Term
29 years, 2 months
Monthly PITI
$4,900.81/mo
Estimated Loan Balance
$653,250
Cash to close
$35,149
Interest Paid
$37,014

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir, EnergyStarQualifiedEquipment, HighEfficiency
  • Heating: Central, ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Vinyl

Exterior

Fencing
  • Fencing: WroughtIron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: InGround, Association

Construction

Type & Style
  • Stories: 3
  • Home type: Townhouse
  • Architectural Style: Spanish
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2023
Details
  • Builder: KB

Community & HOA

Community
  • Subdivision: Spring Valley
  • Features: Biking, Hiking, Suburban, Park
HOA
  • Has HOA: Yes
  • HOA Name: Aurora
  • HOA Amenities: Unknown
  • HOA Fee: $396
  • HOA Frequency: $Monthly
Location
  • Region: Spring Valley

Financial Details

  • Price per Sqft: $469.5
  • Tax Annual Amount: $8562.5
  • On Market Date: 2024-12-19T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $35,149 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $35,149!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$649,851
Your Cash$35,149
Total Purchase Price:$685,000

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$4,271/mo
Traditional @ 7.5%
$4,417/mo
You save $146/month ($1,752/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24246062

Listing From:

Last updated: 2025-02-21T01:01:07.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.82%
7.15%

Principal & Interest

$4,271 /mo
$4,416 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $35,149 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $35,149!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$649,851
Your Cash$35,149
Total Purchase Price:$685,000

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$4,271/mo
Traditional @ 7.5%
$4,417/mo
You save $146/month ($1,752/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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