Laura Jewett

Laura Jewett

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Closed

$475,000

($454,265 down)
FHA

2812 E Valley Pkwy UNIT C, Escondido, CA 92027

3
2
1,050 sqft
PITI Monthly
$1,267.49 /mo

Listing courtesy of: Dania Macias, TXR Homes, Inc.

Assumed Rate

5.38%
7.15%

Principal & Interest

$543 /mo
$641 /mo

What's Special

PATIO
CHARMING

Charming single story home in the peaceful community of Las Mananitas! Welcome home to your 3 bedroom 2 bath 1,050 square foot home with private patio and a 2 car attached garage with direct access. Only 1 attached neighbor for privacy. Upgrades include NEW Paint and NEW carpet, added gas line to water heater and stove. In 2011 new roof on garage, in 2014 new roof over house. 2 NEW sliding glass doors replaced and a new front door. In 2018, NEW AC & Heating system. In 2020, new kitchen sink and plumbing and faucet and new master bathroom faucet and plumbing. In 2021, NEW water heater. In 2023, NEW 20 year silicone roof coating system on entire roof. In 2024, NEW awning over patio. Don't miss out on this lovely home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.38
Remaining Loan Term
3 years, 4 months
Monthly PITI
$1,267.49/mo
Estimated Loan Balance
$41,885
Cash to close
$454,265
Interest Paid
$71,524

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision: North Escondido
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Las Mananitas Homeowners
  • HOA Amenities: Unknown
  • HOA Fee: $350
  • HOA Frequency: $Monthly
Location
  • Region: Escondido

Financial Details

  • Price per Sqft: $452.38
  • Tax Annual Amount: $5937.5
  • On Market Date: 2025-01-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $454,265 (96%)
You can enter any amount below - secondary financing will cover the difference if needed.
96%
$

You cover the entire equity of $454,265!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.38% Sellers Rate
$20,735
Your Cash:$454,265
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 5.38%
$543/mo
Traditional @ 7.5%
$662/mo
You save $119/month ($1,431/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250017485SD

Listing From:

Last updated: 2025-02-26T01:47:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.38%
7.15%

Principal & Interest

$543 /mo
$641 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $454,265 (96%)
You can enter any amount below - secondary financing will cover the difference if needed.
96%
$

You cover the entire equity of $454,265!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.38% Sellers Rate
$20,735
Your Cash:$454,265
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 5.38%
$543/mo
Traditional @ 7.5%
$662/mo
You save $119/month ($1,431/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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