Laura Jewett

Laura Jewett

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Closed

$649,000

($202,203 down)
VA

2812 Cottage Lane, Paso Robles, CA 93446

3
3
1,605 sqft
PITI Monthly
$2,159.97 /mo

Listing courtesy of: Anthony Schaar, Keller Williams Realty Central Coast

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,993 /mo
$3,289 /mo

What's Special

REMODELED
LARGE CENTER ISLAND
SHOPPING
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
FIREPLACE
MASTER SUITE
HOME OFFICE
LANDSCAPED
CLUBHOUSE
COZY
TURNKEY

Welcome to this beautifully remodeled home in the highly sought-after community, The Cottages in Paso Robles! This home has the opportunity for you to assume the existing loan at 2.25% Interest!!! Inquire with listing agent for more information. Featuring stunning bamboo floors throughout, a modern staircase, and an added loft upstairs, this unique design stands out in the complex. The entry boasts cathedral ceilings and a spacious seating area that flows into the dining room. The open floor plan downstairs includes a cozy living room with a fireplace and a kitchen with granite countertops and a large center island, perfect for family gatherings. Upstairs, the luxurious loft offers an ideal space for a home office. The Master suite includes updated modern fixtures, dual sinks, a walk-in shower, and two closets. Enjoy the thoughtfully landscaped backyard with various options for outdoor dining and activities. The complex offers a pool, spa, and a clubhouse with games. Located near award-winning wineries, shopping, and River Oaks Golf Course, this turnkey home is ready for you to move in! Don't miss this opportunity! Solar is also installed on the home with battery storage, generating a nice utilities savings every month.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$2,159.97/mo
Estimated Loan Balance
$447,757
Cash to close
$202,203
Interest Paid
$54,675

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Bamboo

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, DogPark, Golf, Sidewalks, Gated
HOA
  • Has HOA: Yes
  • HOA Name: The Cottages at River Oaks
  • HOA Amenities: Unknown
  • HOA Fee: $330
  • HOA Frequency: $Monthly
Location
  • Region: Paso Robles

Financial Details

  • Price per Sqft: $404.36
  • Tax Annual Amount: $
  • On Market Date: 2024-08-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $202,203 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $202,203!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$446,797
Your Cash$202,203
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,993/mo
Traditional @ 7.5%
$3,412/mo
You save $1,419/month ($17,023/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PI24154647

Listing From:

Last updated: 2024-12-05T05:09:22.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,993 /mo
$3,289 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $202,203 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $202,203!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$446,797
Your Cash$202,203
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,993/mo
Traditional @ 7.5%
$3,412/mo
You save $1,419/month ($17,023/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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