Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$559,900

($95,473 down)
FHA

28116 Calle Lumina, Temecula, CA 92592

2
2
1,128 sqft
PITI Monthly
$4,194.89 /mo

Listing courtesy of: Andrew Bojarski, Bojarski Realty

Assumed Rate

6.81%
7.15%

Principal & Interest

$3,108 /mo
$3,216 /mo

What's Special

SHOPPING
SPACIOUS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
BALCONY

This wonderful 2 story (2-bedroom, 2-full bath), 1,128 sq. ft. condominium is in the heart of Temecula. The interior of the home includes light colored carpeting, with beautiful tile flooring in the two bathrooms and kitchen area. The spacious kitchen opens up to the large living/family room and has an extended countertop bar eating area. There is a separate laundry room containing a washer and dryer with gas dryer hook up. The washer, dryer, kitchen/garage refrigerator, and garage overhead storage rack are all included for the buyer to enjoy. There is forced air heating and central air conditioning throughout the home. In addition, the master bathroom has a walk-in shower, and the master closet is a walk-in closet. The master bedroom is fairly large containing high ceilings. The kitchen has stainless steel appliances and a dual kitchen sink (including a garbage disposal) and the kitchen contains plenty of cabinet and countertop space. There is dimmed recessed lighting throughout the home along with decorative ceiling fans and window blinds for the windows. In addition, a glass pane door opens up to a wraparound beautiful outside balcony where you can casually sit and relax. The home was built in 2013 and has a long tandem two car garage with direct home access from the garage. Upon home entry, there are carpeted stairs that will lead to the living quarters. There is only one common wall providing additional privacy. Close to shopping, parks, restaurants, schools, and the 15 freeway. This amazing home can also be a wonderful investment property that won't last!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
27 years, 9 months
Monthly PITI
$4,194.89/mo
Estimated Loan Balance
$465,828
Cash to close
$95,473
Interest Paid
$72,121

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, InGround, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2013
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Belvista Community Association
  • HOA Amenities: Unknown
  • HOA Fee: $305
  • HOA Frequency: $Monthly
Location
  • Region: Temecula

Financial Details

  • Price per Sqft: $496.37
  • Tax Annual Amount: $6998.75
  • On Market Date: 2025-03-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $95,473 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $95,473!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$464,427
Your Cash$95,473
Total Purchase Price:$559,900

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$3,108/mo
Traditional @ 7.5%
$3,336/mo
You save $229/month ($2,743/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25066206

Listing From:

Last updated: 2025-03-30T18:40:58.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$3,108 /mo
$3,216 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $95,473 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $95,473!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$464,427
Your Cash$95,473
Total Purchase Price:$559,900

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$3,108/mo
Traditional @ 7.5%
$3,336/mo
You save $229/month ($2,743/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.