Laura Jewett

Laura Jewett

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$289,999

($35,522 down)
FHA

280 S 4th Court, Deer Trail, CO 80105

2
2
1,218 sqft
PITI Monthly
$1,686.74 /mo

Listing courtesy of: Kendra Serrano, Keller Williams Preferred Realty

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,156 /mo
$1,836 /mo

What's Special

LOCATION
SPACIOUS
WALK-IN CLOSET
CHARMING
NO HOA
AFFORDABLE

Welcome home to this charming end unit townhome nestled in a peaceful countryside setting yet conveniently located near schools and major highways. ALL appliances are included: Refrigerator, over/stove, microwave, dishwasher, Samsung washer & dryer. Seller will consider seller concessions depending on the offer. This home is in pristine condition, meticulously maintained by the previous owner. Enjoy the ease of low-maintenance living with an attached 2-car garage for added convenience. A perfect blend of tranquility and accessibility—this home is ready to welcome you! Spacious master bedroom featuring a walk-in closet. And an additional storage closet upstairs near the bedrooms. The open floor plan enhances the home's flow, while the kitchen boasts a large pantry for added convenience. Enjoy the freedom of homeownership with no HOA fees. Go and show! **SPECIAL FINANCING OFFER - USDA Loan Eligible! This property is qualified for a USDA loan, offering fantastic opportunity for qualified buyers to enjoy 0% down payment financing! Embrace affordable homeownership in a desirable location - reach out to Loan Office Ryan Pope with Success Mortgage Partners for details. (404) 281-5530 or via email rpope@smprate.com**

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$1,686.74/mo
Estimated Loan Balance
$273,388
Cash to close
$35,522
Interest Paid
$26,868

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Concrete
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Deer Trail
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Deer Trail

Financial Details

  • Price per Sqft: $238.09
  • Tax Annual Amount: $2254
  • On Market Date: 2024-12-13T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $35,522 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $35,522!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$254,477
Your Cash$35,522
Total Purchase Price:$289,999

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,156/mo
Traditional @ 7.5%
$1,904/mo
You save $748/month ($8,977/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC3111730

Listing From: recolorado

Last updated: 2025-02-22T22:05:22.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,156 /mo
$1,836 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $35,522 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $35,522!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$254,477
Your Cash$35,522
Total Purchase Price:$289,999

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,156/mo
Traditional @ 7.5%
$1,904/mo
You save $748/month ($8,977/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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